Comparison

Splitly vs Monet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitly

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¿Cansado de hacer matemáticas complicadas después de un viaje con amigos? Splitly es la herramienta definitiva para gestionar gastos compartidos sin estrés ni conversaciones incómodas sobre dinero. Ya sea que estés organizando un asado, un viaje de fin de semana o compartiendo los gastos del departamento con tu roomie, Splitly se encarga de los números para que tú disfrutes el momento. ¿Cómo funciona? Olvídate de las hojas de cálculo y los recibos perdidos. Con Splitly, simplemente creas un grupo, invitas a tus amigos y registras los gastos a medida que ocurren. Nuestro algoritmo inteligente hace el resto. Funcionalidades Principales Gestión de Grupos Inteligente Creación Instantánea: Crea grupos para "Viaje al Sur", "Asado del Viernes" o "Gastos Casa". Acceso Rápido vía QR: Olvídate de escribir correos largos. Tus amigos solo tienen que escanear el código QR del grupo desde su cámara para unirse al instante. Soporte Multigrupo: Participa en varios grupos simultáneamente sin mezclar las cuentas. Registro de Gastos Detallado Intuitivo: Ingresa "Quién pagó" y el monto. Splitly divide automáticamente la deuda entre todos los miembros o solo entre los implicados. Categorización: Organiza tus gastos por Comida, Transporte, Alojamiento, Entretenimiento y más. Historial Transparente: Todos los miembros pueden ver el flujo de gastos en tiempo real. Nadie tiene dudas de en qué se gastó el dinero. Balance Global y Personal Dashboard Personal: Revisa tu "Balance Global" para saber exactamente cuánto dinero debes en total y cuánto te deben a ti sumando todos tus grupos. Semáforo de Deudas: Visualiza rápidamente si estás en "Verde" (te deben) o en "Rojo" (debes) con indicadores visuales claros. Liquidación de Deudas Simplificada Algoritmo de Optimización: No es necesario que todos le paguen a todos. Splitly calcula la forma más eficiente de saldar las cuentas, reduciendo el número de transferencias necesarias. (Ej: Si A le debe a B, y B le debe a C, Splitly puede sugerir que A le pague directamente a C). Cierre de Grupos: Genera un "Plan de Pagos" final y congela el grupo para evitar modificaciones una vez que se están saldando las cuentas. Seguridad y Privacidad Tus datos están seguros con nosotros. Utilizamos autenticación robusta y no compartimos tu información financiera con terceros. Cumplimos con normativas de privacidad locales e internacionales.

About

Monet

Features
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Split the bill. Keep the friendship. MADE FOR TRIPS Perfect for trips with friends. Log every expense, who paid for what, and how it's split, even across different currencies. By the end of the trip, everyone knows exactly what they owe. Monet takes the awkward part out of shared money. Tell it what you spent, pick who's in, and it does the math. No spreadsheets, no calculator, no "hey, did you ever send me that?" texts. JUST SAY WHAT YOU SPENT Type something like "pizza $45, Pau paid, split with me and Ana" and Monet's assistant turns it into an expense. If something's missing, it asks. Then it shows you the split and saves it when you're happy with it. WHAT YOU CAN DO • Add an expense in seconds, by chatting or with a quick form • Import a whole list at once from a screenshot • Split equally, by percentage, or with exact amounts • Track expenses in different currencies, which is great for trips • See who owes whom at a glance • Keep your personal spending in the same place GOOD FOR • Roommates: rent, utilities, groceries, the internet bill • Trips: hotels, flights, gas, and that dinner nobody remembers ordering • Nights out: dinner, drinks, the ride home • Couples: the everyday stuff you share MONET PRO Monet is free to start. When you need more, Pro adds: • No limits on expenses, groups or debts • Receipt scanner: snap a paper receipt and Monet fills in the expense. The scan happens on your phone, not on our servers. • Charts that show who owes whom and where the money goes, one per currency • Share an expense or a group as an image, or export it to CSV • Offline mode, so you can keep logging with no signal • Payment dates on your calendar, so nobody forgets • Edit a debt after you've saved it Monet Pro is an auto-renewable monthly subscription. Payment is charged to your Apple Account when you confirm the purchase. It renews automatically unless you cancel at least 24 hours before the current period ends. You can manage or cancel it anytime in your Apple Account settings. The price is shown in the app before you buy and may vary by country. No forgotten IOUs. No mental math. No awkward reminders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cacomi-app.com/privacy-monet

Screenshots

Splitly4 screens
Monet4 screens

Verdict

The call

The clearest difference is update cadence: Monet at every 2 days against Splitly's every 4 days. Splitly's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Splitly ships an update every 4 days, Monet every 2 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 4 level
Splitly versus Monet: the parameters behind the verdict, then further details
ParameterSplitlyMonet
PriceFreeFree
Update frequencyEvery 4 daysEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size42 MB23 MB
Age rating4+17+
DeveloperSnapziRAUL MONTESINOS FERNANDEZ

In-app purchases

None

Splitly

No in-app purchases

None

Monet

No in-app purchases

Questions

Is Splitly free?
Splitly is free to download, with no in-app purchases.
Is Monet free?
Monet is free to download, with no in-app purchases.
Do Splitly or Monet have ads?
Neither Splitly nor Monet shows ads.
Which is updated more often, Splitly or Monet?
Splitly ships an update every 4 days, and Monet every 2 days. Most recently, Splitly was updated on October 31, 2026 and Monet on November 5, 2026.

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