Comparison

Splitly vs Monet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitly

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¿Cansado de hacer matemáticas complicadas después de un viaje con amigos? Splitly es la herramienta definitiva para gestionar gastos compartidos sin estrés ni conversaciones incómodas sobre dinero. Ya sea que estés organizando un asado, un viaje de fin de semana o compartiendo los gastos del departamento con tu roomie, Splitly se encarga de los números para que tú disfrutes el momento. ¿Cómo funciona? Olvídate de las hojas de cálculo y los recibos perdidos. Con Splitly, simplemente creas un grupo, invitas a tus amigos y registras los gastos a medida que ocurren. Nuestro algoritmo inteligente hace el resto. Funcionalidades Principales Gestión de Grupos Inteligente Creación Instantánea: Crea grupos para "Viaje al Sur", "Asado del Viernes" o "Gastos Casa". Acceso Rápido vía QR: Olvídate de escribir correos largos. Tus amigos solo tienen que escanear el código QR del grupo desde su cámara para unirse al instante. Soporte Multigrupo: Participa en varios grupos simultáneamente sin mezclar las cuentas. Registro de Gastos Detallado Intuitivo: Ingresa "Quién pagó" y el monto. Splitly divide automáticamente la deuda entre todos los miembros o solo entre los implicados. Categorización: Organiza tus gastos por Comida, Transporte, Alojamiento, Entretenimiento y más. Historial Transparente: Todos los miembros pueden ver el flujo de gastos en tiempo real. Nadie tiene dudas de en qué se gastó el dinero. Balance Global y Personal Dashboard Personal: Revisa tu "Balance Global" para saber exactamente cuánto dinero debes en total y cuánto te deben a ti sumando todos tus grupos. Semáforo de Deudas: Visualiza rápidamente si estás en "Verde" (te deben) o en "Rojo" (debes) con indicadores visuales claros. Liquidación de Deudas Simplificada Algoritmo de Optimización: No es necesario que todos le paguen a todos. Splitly calcula la forma más eficiente de saldar las cuentas, reduciendo el número de transferencias necesarias. (Ej: Si A le debe a B, y B le debe a C, Splitly puede sugerir que A le pague directamente a C). Cierre de Grupos: Genera un "Plan de Pagos" final y congela el grupo para evitar modificaciones una vez que se están saldando las cuentas. Seguridad y Privacidad Tus datos están seguros con nosotros. Utilizamos autenticación robusta y no compartimos tu información financiera con terceros. Cumplimos con normativas de privacidad locales e internacionales.

About

Monet

Features
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Split the bill. Keep the friendship. Monet makes shared expenses effortless. Add what you paid, pick who's in, and Monet does the math. No spreadsheets, no awkward "hey, you still owe me" texts. WHY PEOPLE LOVE MONET - Log an expense in seconds. Enter the amount, tap the people, done. - Always know where you stand. Balances update the moment anyone adds an expense. - Settle with fewer payments. Monet simplifies debts across the whole group, so one transfer can clear three IOUs. - Split it your way. Equally, by percentage, by shares, or exact amounts. - Built for any group. Roommates, couples, a trip crew, or tonight's dinner table. PERFECT FOR - Roommates: rent, utilities, groceries, and household bills - Trips: hotels, flights, meals, and the rental car - Nights out: dinners, drinks, and the group tab - Couples: the everyday spending you share HOW IT WORKS 1. Create a group and invite your friends 2. Add expenses as they happen 3. Monet keeps every balance up to date 4. Tap Settle Up and everyone knows exactly what to pay MONET PRO Start free and go Pro when your group needs more: - No limits. Use every feature with as many expenses, groups and debts as your crew racks up. - Receipt Scanner. Point the camera at a paper receipt and Monet fills in the expense for you. Everything is processed on your device. - Charts. See who owes whom and where your money goes, with a chart per currency. - Receipts and exports. Share an expense or a group as an image, or export it to CSV. - Offline mode. Keep managing debts with no connection. - Calendar events. Put payment dates on your calendar so nobody forgets. - Edit debts. Fix an amount or a detail whenever you need to. Monet Pro is an auto renewable monthly subscription. Payment is charged to your Apple Account at confirmation of purchase. It renews automatically unless canceled at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your Apple Account settings. The price is shown in the app before you buy and may vary by region. No forgotten IOUs. No mental math. No awkward reminders. Download Monet and settle up today. —————————— Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cacomi-app.com/privacy-monet

Screenshots

Splitly4 screens
Monet4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against Monet's 1. Splitly also leads on iOS requirement (15.1 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monet sells 1 in-app purchase, starting at $2.99 per month. Splitly asks for nothing beyond the download.

UpkeepUpdate frequency

Splitly ships an update every 4 days, Monet weekly. The most recent releases landed on September 13, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 4 level
Splitly versus Monet: the parameters behind the verdict, then further details
ParameterSplitlyMonet
PriceFreeFree
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size42 MB15 MB
Age rating4+17+
DeveloperSnapziRAUL MONTESINOS FERNANDEZ

In-app purchases

None

Splitly

No in-app purchases

1 purchases

Monet

Subscriptions1
  • Monet Monthly Subscription$2.991 Month

Questions

Is Splitly free?
Splitly is free to download, with no in-app purchases.
Is Monet free?
Monet is free to download, with in-app purchases available.
Do Splitly or Monet have ads?
Neither Splitly nor Monet shows ads.
Which is updated more often, Splitly or Monet?
Splitly ships an update every 4 days, and Monet weekly. Most recently, Splitly was updated on September 13, 2026 and Monet on October 6, 2026.

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