Comparison

Ratio vs SpendLoop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ratio

Features
Read full description

Divida contas, não amizades. O Ratio é a ferramenta definitiva para organizar finanças compartilhadas e gerenciar assinaturas pessoais com inteligência. Seja dividindo aluguel com colegas, a conta de streaming com a família ou apenas monitorando seus gastos mensais, o Ratio automatiza o processo para você. PRINCIPAIS FUNCIONALIDADES: - Grupos de Rateio Inteligentes Crie grupos para despesas recorrentes como Aluguel, Internet e Streaming. O app calcula automaticamente a parte de cada um, envia lembretes e acompanha quem já pagou. • Integração com Chave Pix para facilitar pagamentos. • Status em tempo real: Pendente, Pago ou Em Atraso. • Ideal para casais, repúblicas e famílias. - Gestão de Assinaturas Evite renovações automáticas indesejadas. Cadastre seus serviços e seja notificado antes que a cobrança chegue ao seu cartão. • Visualize o custo total mensal e anual. • Suporte para assinaturas internacionais com conversão de moeda automática. - Ratio Advisor Nossa inteligência artificial analisa seus padrões de consumo e oferece insights objetivos para otimizar seu orçamento. - Automação e Lembretes Esqueça as cobranças manuais. O sistema envia notificações automáticas para garantir que todos paguem em dia, evitando constrangimentos. RATIO PRO: Para quem precisa de mais poder de organização: • Grupos e Assinaturas ilimitados. • Gráficos avançados de análise de gastos. • Acesso completo ao Advisor. • Histórico vitalício de pagamentos. Simplifique sua vida financeira hoje. Baixe o Ratio gratuitamente. Informações Legais: Termos de Uso: https://uaipixel.com/legal/ratio/terms Política de Privacidade: https://uaipixel.com/legal/ratio/privacy

About

SpendLoop

Features
Read full description

SpendLoop: Expense Tracker Made Simple Take control of your money without complicated budgeting apps. SpendLoop helps you track expenses instantly, understand your spending habits, and stay within your monthly budget using a clean and simple interface. TRACK EXPENSES IN SECONDS Add expenses quickly without complicated steps. SpendLoop is designed for fast and effortless expense tracking so you can log spending the moment it happens. UNDERSTAND YOUR SPENDING Interactive insights help you see where your money goes. View your expenses by day, week, month, 6 months, or year and identify patterns in your spending. STAY ON BUDGET Set a monthly budget and track your progress easily. SpendLoop helps you stay in control of your finances and avoid overspending. POWERFUL FEATURES • Quick expense entry • Bulk expense adding • Custom categories and subcategories • Recurring expense reminders • Smart spending insights • Monthly financial reports • Export data to CSV • Clean and minimal design SMART WIDGETS Log expenses quickly from your home screen with widgets that adapt to your most used categories. BUILT FOR SIMPLICITY Most finance apps are complicated. SpendLoop focuses on simplicity so you can track expenses effortlessly. Perfect for: • Students managing daily expenses • Professionals tracking spending • Families planning their budget • Anyone who wants better control over their finances Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Ratio4 screens
SpendLoop4 screens

Verdict

The call

The clearest difference is update cadence: Ratio at every 8 days against SpendLoop's every 3 weeks. Ratio also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ratio sells 3 in-app purchases, starting at $2.99 per month and SpendLoop sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Ratio ships an update every 8 days, SpendLoop every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 4 level
Ratio versus SpendLoop: the parameters behind the verdict, then further details
ParameterRatioSpendLoop
PriceFreeFree
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS17.617 — better
Further details — not scored
Size34 MB14 MB
Age rating4+4+
DeveloperRed Pixel Tecnologia LtdaVikas Mawasi

In-app purchases

3 purchases

Ratio

Subscriptions3
  • Ratio Pro3 Days trial$2.991 Month
  • Ratio Pro7 Days trial$14.996 Months
  • Ratio Pro14 Days trial$19.991 Year
3 purchases

SpendLoop

Subscriptions3
  • SpendLoop Pro Monthly7 Days trial$4.991 Month
  • Founding Member Annual$24.991 Year
  • SpendLoop Pro Yearly$29.991 Year

Questions

Is Ratio free?
Ratio is free to download, with in-app purchases available.
Is SpendLoop free?
SpendLoop is free to download, with in-app purchases available.
Do Ratio or SpendLoop have ads?
Neither Ratio nor SpendLoop shows ads.
Which is updated more often, Ratio or SpendLoop?
Ratio ships an update every 8 days, and SpendLoop every 3 weeks. Most recently, Ratio was updated on November 5, 2026 and SpendLoop on October 31, 2026.

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