IOU vs Travlit

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Travlit makes it effortless to split travel expenses with your group. No spreadsheets, no "who owes what" messages, no apps that cap you at 3 expenses a day — just simple, fast, and honest expense sharing. HOW IT WORKS Create a trip, share an invite code, and log expenses as you go. Travlit calculates in real time who owes what, then generates the shortest repayment plan to settle up at the end of your trip. JOIN IN 10 SECONDS Share a code or a link — friends join the trip without creating an account, no email, no password. Everyone sees expenses live on their own phone. EVERY CURRENCY, EVERYWHERE Log expenses in any currency. Travlit converts them automatically at the current exchange rate, even offline. KEY FEATURES • Real-time balances — see at a glance who owes and who is owed • Minimal repayment plan — fewest transfers to settle everything • Multi-currency — EUR, USD, GBP, JPY and many more • Code-based invites — join a trip in 10 seconds, no sign-up required • Full history — every addition, edit or deletion is tracked • 8 languages available • Works on iPhone and iPad WHO IS IT FOR? Friend groups, families, couples and colleagues travelling together. Weekend trips, summer holidays or long stays abroad — Travlit keeps track of everything so you can focus on the journey. PRIVACY No email address required. Your account is created locally with no personal data collected. FREE, WITH HONEST PRICING • Free: 1 active trip for 2 months • Extra Trip (€0.99): one additional trip, one-time payment • Unlimited (€2.99): unlimited trips, no expiry, paid once