IOU vs Float

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Float shows you where your money goes, and where it's going next. Set up your revenues and recurring expenses once. Float turns them into a clear budget, keeps a history of every payment and compares your plan with what really happened. STATS • Stats: plan vs. reality for a week, two weeks, a month or a year • A projection of your balance at the end of the period • Your payments for the next 30 days, at a glance • Trends and spending by category • A payment method on every expense, with a warning before a card expires • Receipts linked to a budget, now included in your stats BUDGET • Three independent budgets, each with its own period: weekly, bi-weekly or monthly • Revenues, expenses and balance on a single screen • Annual expenses turned into a provision, so nothing catches you off guard • A Home Screen widget to keep your balance in sight RECEIPTS • Scan, photograph or import a PDF • Search and filter by category • Export to CSV for your taxes or your accountant TOOLS • Mortgage and personal loan calculators • Tax & tips with regional presets, and bill splitting • Currency converter PRIVATE BY DESIGN • Your data stays on your devices and in your private iCloud • Face ID lock • No account, no ads, no tracking • One purchase, no subscription