IOU vs COcartera

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

COcartera es la app de gestión financiera para prestamistas, pequeños empresarios y personas que quieren tener el control total de su dinero. GESTIÓN DE CARTERA Registra préstamos, cobra cuotas y lleva el historial completo de cada cliente. Con interés personalizado, alertas de vencimiento y reportes detallados, nunca más se te escapa un cobro. CLIENTES ORGANIZADOS Agrega foto, teléfono, documento y dirección de cada cliente. Contáctalo por WhatsApp con un solo toque. DEUDAS PERSONALES Controla tus propias deudas: tarjetas de crédito, créditos bancarios y préstamos informales. Ve exactamente cuánto debes y a quién. GASTOS MENSUALES Registra y categoriza tus gastos. Entiende en qué se va tu dinero cada mes. SINCRONIZACIÓN EN LA NUBE Tu información segura y disponible en todos tus dispositivos. PLANES DISPONIBLES - Plan Completo: cartera de préstamos + deudas personales - Solo Cartera: gestión de préstamos a clientes - Deudas Personales: control de tus propias finanzas - Prueba gratis 30 días sin tarjeta de crédito Términos de Uso: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/