Comparison

IOU vs DeudApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOU

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

Highlights
  • Track money lent, borrowed, and owed
  • Filter debts owed to you vs. money you owe
  • View balances, payment history, and upcoming charges
  • Log partial or full payments instantly
  • Automatically track recurring bills and subscriptions
  • Private and ad-free financial tracking
Features
Read full description

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

DeudApp

Features
Read full description

DeudApp es la app que te ayuda a ponerle orden a tus finanzas personales, con foco en dos cosas: las deudas que tienes que pagar y los préstamos que hiciste a otras personas. CONTROLA TUS DEUDAS • Registra cada deuda con monto, fecha límite y notas • Marca prioridad y observa el saldo pendiente • Recibe recordatorios locales para no perder ningún pago ANALÍTICA CLARA Ve tu progreso al instante. Gráficos simples con el balance neto, deudas pendientes y lo que te deben. ME DEBEN Lleva la cuenta del dinero que prestaste. Registra a cada persona, el monto y controla los abonos que te hacen. MULTIDISPOSITIVO Y SEGURO Inicia sesión con Apple, Google o correo. Tus datos se sincronizan de forma segura y solo tú los ves. 100% GRATIS · SIN PUBLICIDAD · SIN COMPRAS DENTRO DE LA APP Deudas al día, mente tranquila.

Screenshots

IOU4 screens
DeudApp4 screens

Verdict

The call

The clearest difference is in-app purchases: DeudApp at none against IOU's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month. DeudApp asks for nothing beyond the download.

Scorecard1 real difference · 9 level
IOU versus DeudApp: the parameters behind the verdict, then further details
ParameterIOUDeudApp
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size13 MB15 MB
Age rating4+4+
DeveloperMASON QULIZADAMiguel Diaz

In-app purchases

3 purchases

IOU

Subscriptions2
  • OweTracker Pro – Monthly$1.991 Month
  • OweTracker Pro$17.991 Year
One-time1
  • OweTracker Pro – Lifetime$19.99
None

DeudApp

No in-app purchases

Questions

Is IOU free?
IOU is free to download, with in-app purchases available.
Is DeudApp free?
DeudApp is free to download, with no in-app purchases.
Do IOU or DeudApp have ads?
Neither IOU nor DeudApp shows ads.

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