IOU vs Cuenta Clara

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Cuenta Clara is the simplest way to split group expenses: trips, shared flats, dinners, gifts... Add the people involved, log who paid for what, and the app instantly works out who owes money to whom — with the smallest possible number of payments between everyone. HOW IT WORKS 1. Create a group and add the people involved 2. Log each expense and who paid (split equally or customize it, your choice) 3. Cuenta Clara automatically works out the payments needed so everyone's settled up WHY YOU'LL LIKE IT • No sign-up, no accounts — just open the app and go • Equal or custom split, expense by expense • Works out the simplest way to settle up as a group (the minimum number of payments, not one per expense) • Mark payments as done as they get settled • Share the result via WhatsApp, Messages, or any app, with one tap • Save as many groups as you need: trips, flatshare, your friend group, whatever you need • Works offline, no internet connection required • Your data stays on your iPhone — we don't use servers or collect personal information • Ad-free Pro version: unlimited groups, categories and stats, PDF export, color themes, and importing from Contacts GREAT FOR • Group trips • Roommates and flatmates • Dinners and plans with friends • Shared gifts • Any expense that needs splitting between several people Cuenta Clara doesn't do more than you need: no complicated features, no learning curve. Add people, add expenses, and know instantly who owes what to whom.