Comparison

Wellspent Smooth Budgeting App vs CostMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wellspent Smooth Budgeting App

This app automatically organizes your spending by connecting to your bank accounts. It helps you understand what you can spend today with clear, at-a-glance information and flexible budgeting options. Your financial data is kept private and secure on your device.

Highlights
  • Automatic bank connection via Plaid
  • Smart transaction auto-categorization
  • Flexible weekly, monthly, yearly budgets
  • Real-time spending insights
  • Private, on-device data storage
  • CSV data import
Features
Read full description

Most budgeting apps feel like filing your taxes. Wellspent connects to your bank, organizes your spending, and gets out of your way so you always know where your money went and what you can spend today. KNOW WHAT YOU CAN SPEND TODAY Wellspent tracks what you've spent, what's still expected, and what's safe to spend this month. One glance, one number, no math. CONNECT YOUR BANK Link thousands of banks, credit unions, and credit cards through Plaid. Your transactions flow in automatically, no manual entry required. AUTO-CATEGORIZATION Transactions are categorized automatically using on-device intelligence that learns from your habits. Less sorting, more living. FLEXIBLE BUDGETS Set weekly, monthly or yearly budgets for the categories that matter to you. See what's left at a glance. PRIVATE BY DEFAULT Your data lives on your device, not our servers. No account required. No sign-up, no email, no password. iCloud sync keeps your devices in sync automatically. NO ADS, EVER No banners, no promoted content, no selling your data. You're the customer, not the product. IMPORT YOUR DATA Coming from another app? Import a CSV from your bank or YNAB and get started in seconds. PRICING Free to use with manual transactions. Bank sync is one subscription: Wellspent Premium. All your banks and cards, one price, monthly or annual, cancel anytime. Available on iPhone and iPad. Terms of Use: https://trywellspent.com/terms

About

CostMe

Features
Read full description

See what your everyday purchases really cost. CostMe helps you track the things you buy again and again: coffee, takeout, parking, rides, snacks, subscriptions, or anything else you want to understand. Create a tracker, set your usual price, and record each purchase with Quick Add. Then see both how often you buy it and how much it adds up to. SEE THE PATTERN • Review spending by day, week, month, year, or a custom date range • Compare monthly totals and purchase counts • Explore averages, weekday patterns, and your top trackers • Filter reports by tracker or category and export them as CSV MAKE IT YOURS • Choose your own tracker names, colors, and categories • Set a default price for Quick Add • Choose an optional monthly or one-time budget for trips, events, or everyday spending • Review and edit each expense’s date, quantity, amount, and note • Edit, reorder, archive, and restore trackers • Share a tracker as a card START WITH FIVE TRACKERS All features are available with up to five active trackers. Need more? Unlimited Trackers removes the limit with a one-time in-app purchase. No recurring subscription. YOUR RECORDS, ON YOUR DEVICE No CostMe account or bank connection is required. Your trackers and expense entries are stored on your device. Export a JSON backup and import it on another phone when you need to move your records. Track the thing. See the real cost.

Screenshots

Wellspent Smooth Budgeting App4 screens
CostMe4 screens

Verdict

The call

The clearest difference is iOS requirement: CostMe at 16.4 against Wellspent Smooth Budgeting App's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wellspent Smooth Budgeting App sells 2 in-app purchases, starting at $6.99 per month and CostMe sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wellspent Smooth Budgeting App ships an update weekly, CostMe every 10 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 8 level
Wellspent Smooth Budgeting App versus CostMe: the parameters behind the verdict, then further details
ParameterWellspent Smooth Budgeting AppCostMe
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.4 — better
Further details — not scored
Size54 MB58 MB
Age rating4+4+
DeveloperJustaLabs LLCAlvaro jose Camacho Neumann

In-app purchases

2 purchases

Wellspent Smooth Budgeting App

Subscriptions2
  • Wellspent Premium7 Days trial$6.991 Month
  • Wellspent Premium7 Days trial$49.991 Year
1 purchases

CostMe

One-time1
  • Unlimited Trackers$3.99

Questions

Is Wellspent Smooth Budgeting App free?
Wellspent Smooth Budgeting App is free to download, with in-app purchases available.
Is CostMe free?
CostMe is free to download, with in-app purchases available.
Do Wellspent Smooth Budgeting App or CostMe have ads?
Neither Wellspent Smooth Budgeting App nor CostMe shows ads.
Which is updated more often, Wellspent Smooth Budgeting App or CostMe?
Wellspent Smooth Budgeting App ships an update weekly, and CostMe every 10 days. Most recently, Wellspent Smooth Budgeting App was updated on November 9, 2026 and CostMe on November 5, 2026.

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