Comparison

CostMe vs Jotfi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CostMe

Features
Read full description

See what your everyday purchases really cost. CostMe helps you track the things you buy again and again: coffee, takeout, parking, rides, snacks, subscriptions, or anything else you want to understand. Create a tracker, set your usual price, and record each purchase with Quick Add. Then see both how often you buy it and how much it adds up to. SEE THE PATTERN β€’ Review spending by day, week, month, year, or a custom date range β€’ Compare monthly totals and purchase counts β€’ Explore averages, weekday patterns, and your top trackers β€’ Filter reports by tracker or category and export them as CSV MAKE IT YOURS β€’ Choose your own tracker names, colors, and categories β€’ Set a default price for Quick Add β€’ Choose an optional monthly or one-time budget for trips, events, or everyday spending β€’ Review and edit each expense’s date, quantity, amount, and note β€’ Edit, reorder, archive, and restore trackers β€’ Share a tracker as a card START WITH FIVE TRACKERS All features are available with up to five active trackers. Need more? Unlimited Trackers removes the limit with a one-time in-app purchase. No recurring subscription. YOUR RECORDS, ON YOUR DEVICE No CostMe account or bank connection is required. Your trackers and expense entries are stored on your device. Export a JSON backup and import it on another phone when you need to move your records. Track the thing. See the real cost.

About

Jotfi

Features
Read full description

Jotfi is the fastest expense tracker on iOS. No forms. No dropdowns. No friction. Just type - and it's logged. Type "4.50 coffee" and you've logged a $4.50 coffee. Type "18 uber #work" and it's tagged to work. Type "65 dinner #food #date" and it's stacked with multiple tags. That's it. WHY JOTFI : Most expense apps slow you down. You tap through categories, pick dates, fill in fields - by the time you're done, you've forgotten why you opened the app. Jotfi works at the speed of thought. You type one line the moment you spend. Natural, fast, and actually something you'll stick with. HOW IT WORKS : β†’ Just the amount: type "12" β†’ logged as cash β†’ Add a note: type "4.50 coffee" β†’ logged with note β†’ Add a tag: type "18 uber #work" β†’ organised by category β†’ Stack tags: type "65 dinner #food #date" β†’ as many tags as you need No date picking - entries are timestamped automatically. No category tapping - tags are inline, fast, and yours. No mandatory notes - sometimes you just spent cash. FEATURES : β€’ Instant text entry - one line, done β€’ Smart tag system - #tag anything, filter by anything β€’ Daily and monthly view - see exactly where your money goes β€’ Calendar history - browse spending day by day, month by month β€’ Monthly spending recap - automatic summary with trends β€’ Export to CSV or plain text - your data, your way β€’ Works fully offline - no account, no sync required β€’ Dark mode - looks great in any lighting JOTFI PRO : Free users can log up to 4 entries per day and use up to 2 tags. That's enough to try it out. Upgrade to Pro for: β€’ Unlimited entries - no daily or monthly caps β€’ Unlimited tags - organise as many categories as you need β€’ Export your data - CSV and plain text, anytime β€’ Custom app theme - light, dark, or system PRIVACY : Everything stays on your device. No account required. No data sent anywhere. No ads. Ever. PERFECT FOR : β€’ Daily spending tracking β€’ Travel expense logging β€’ Work expense tracking β€’ Freelancer and contractor expenses β€’ Anyone who wants a simple, fast money diary Stop letting small expenses go untracked. Open Jotfi, type one line, move on with your day. -------------------------------- Terms of Use: https://jotfi.mojostack.co.uk/terms Privacy Policy: https://jotfi.mojostack.co.uk/privacy Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID settings.

Screenshots

CostMe4 screens
Jotfi4 screens

Verdict

The call

The clearest difference is iOS requirement: CostMe at 16.4 against Jotfi's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. CostMe sells 1 one-off in-app purchase and Jotfi sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

CostMe ships an update every 10 days, Jotfi weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Β· 5 level
CostMe versus Jotfi: the parameters behind the verdict, then further details
ParameterCostMeJotfi
PriceFreeFree
Update frequencyEvery 10 daysWeekly β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS16.4 β€” better26.2
Further details β€” not scored
Size58 MB14 MB
Age rating4+4+
DeveloperAlvaro jose Camacho NeumannMojostack Limited

In-app purchases

1 purchases

CostMe

One-time1
  • Unlimited Trackers$3.99
2 purchases

Jotfi

Subscriptions2
  • Jotfi Pro - Monthly3 Days trial$2.991 Month
  • Jotfi Pro - Yearly3 Days trial$17.991 Year

Questions

Is CostMe free?
CostMe is free to download, with in-app purchases available.
Is Jotfi free?
Jotfi is free to download, with in-app purchases available.
Do CostMe or Jotfi have ads?
Neither CostMe nor Jotfi shows ads.
Which is updated more often, CostMe or Jotfi?
CostMe ships an update every 10 days, and Jotfi weekly. Most recently, CostMe was updated on November 5, 2026 and Jotfi on October 31, 2026.

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