Comparison

Jotfi vs Spent Money

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Jotfi

Features
Read full description

Jotfi is the fastest expense tracker on iOS. No forms. No dropdowns. No friction. Just type - and it's logged. Type "4.50 coffee" and you've logged a $4.50 coffee. Type "18 uber #work" and it's tagged to work. Type "65 dinner #food #date" and it's stacked with multiple tags. That's it. WHY JOTFI : Most expense apps slow you down. You tap through categories, pick dates, fill in fields - by the time you're done, you've forgotten why you opened the app. Jotfi works at the speed of thought. You type one line the moment you spend. Natural, fast, and actually something you'll stick with. HOW IT WORKS : โ†’ Just the amount: type "12" โ†’ logged as cash โ†’ Add a note: type "4.50 coffee" โ†’ logged with note โ†’ Add a tag: type "18 uber #work" โ†’ organised by category โ†’ Stack tags: type "65 dinner #food #date" โ†’ as many tags as you need No date picking - entries are timestamped automatically. No category tapping - tags are inline, fast, and yours. No mandatory notes - sometimes you just spent cash. FEATURES : โ€ข Instant text entry - one line, done โ€ข Smart tag system - #tag anything, filter by anything โ€ข Daily and monthly view - see exactly where your money goes โ€ข Calendar history - browse spending day by day, month by month โ€ข Monthly spending recap - automatic summary with trends โ€ข Export to CSV or plain text - your data, your way โ€ข Works fully offline - no account, no sync required โ€ข Dark mode - looks great in any lighting JOTFI PRO : Free users can log up to 4 entries per day and use up to 2 tags. That's enough to try it out. Upgrade to Pro for: โ€ข Unlimited entries - no daily or monthly caps โ€ข Unlimited tags - organise as many categories as you need โ€ข Export your data - CSV and plain text, anytime โ€ข Custom app theme - light, dark, or system PRIVACY : Everything stays on your device. No account required. No data sent anywhere. No ads. Ever. PERFECT FOR : โ€ข Daily spending tracking โ€ข Travel expense logging โ€ข Work expense tracking โ€ข Freelancer and contractor expenses โ€ข Anyone who wants a simple, fast money diary Stop letting small expenses go untracked. Open Jotfi, type one line, move on with your day. -------------------------------- Terms of Use: https://jotfi.mojostack.co.uk/terms Privacy Policy: https://jotfi.mojostack.co.uk/privacy Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID settings.

About

Spent Money

Features
Read full description

Spent Money is an expense and budget tracker that keeps everything on your phone. No ads. No account. No sign-up. No cloud sync. Your expenses are stored on your device and nowhere else, so there is nothing to log into and nothing to leak. The only permission it ever asks for is notifications, and only if you turn reminders on. TRACK WHAT YOU SPEND Add an expense in a couple of taps, with a category, a note and a date. Add your income as it arrives - salary, a bonus, anything - and the app shows what is left and what you saved. SET A MONTHLY LIMIT Give yourself a spending cap and the home screen tells you where you stand: amber as you approach it, red once you pass it. You can also give any single category its own budget. NEVER MISS A BILL Keep a list of your monthly payments - rent, bills, subscriptions - and get a reminder on the day each one is due. One tap marks it as paid and adds it as today's expense. An optional daily reminder nudges you if you have not added anything yet. SEE IT AT A GLANCE Home Screen and Lock Screen widgets show this month's spending, your budget and what you saved, without opening the app. SEE WHERE THE MONEY WENT Statistics with real charts, not just a list. Filter by category, search, sort, and group your expenses by day, week, month or category. MAKE IT YOURS Recolor the whole app with an accent color, and switch between light, dark or system themes. MADE FOR YOUR LANGUAGE AND YOUR MONEY 37 languages, including full right-to-left layouts for Arabic, Persian and Urdu. 156 currencies, and your own number and date formats. KEEP IT PRIVATE Lock the app with a PIN. Export a backup file whenever you like, and protect it with a password if you want - the file is encrypted on your device before it leaves the app. WHAT IS FREE, FOREVER Unlimited expenses and income. The monthly limit. Search, filters and sorting. The PIN lock. All 37 languages and all 156 currencies. Light, dark and system themes, with a set of purple accent colors. Monthly statistics. The daily reminder. Backup and restore. No ads, in the free version or any other. SPENT MONEY PRO An optional upgrade for people who want more out of the same data: - Any currency for expenses and budget, converted at the day's rate - All 12 chart styles - Every accent color - Day, week and year statistics - Group by day, week, month or category - Unlimited categories of your own - A budget for every category - Password-protected backups - Home Screen and Lock Screen widgets - Recurring payments with reminders - All-time statistics Pro is available monthly, yearly, or as a one-time purchase for permanent access. Every option unlocks exactly the same features. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation. Manage or cancel in your device's Settings. Terms of Use: https://www.spentmoney.app/en/terms/ Privacy Policy: https://www.spentmoney.app/en/privacy/

Screenshots

Jotfi4 screens
Spent Money4 screens

Verdict

The call

The clearest difference is iOS requirement: Spent Money at 16.4 against Jotfi's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Jotfi sells 2 in-app purchases, starting at $2.99 per month and Spent Money sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Jotfi ships an update weekly, Spent Money every 6 days. The most recent releases landed on October 28, 2026 and October 9, 2026 respectively.

Scorecard1 real difference ยท 5 level
Jotfi versus Spent Money: the parameters behind the verdict, then further details
ParameterJotfiSpent Money
PriceFreeFree
Update frequencyWeeklyEvery 6 days โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS26.216.4 โ€” better
Further details โ€” not scored
Size14 MB65 MB
Age rating4+4+
DeveloperMojostack LimitedSAMVEL SARGSYAN

In-app purchases

2 purchases

Jotfi

Subscriptions2
  • Jotfi Pro - Monthly3 Days trial$2.991 Month
  • Jotfi Pro - Yearly3 Days trial$17.991 Year
3 purchases

Spent Money

Subscriptions2
  • Spent Money Pro Monthly$1.991 Month
  • Spent Money Pro Yearly$19.991 Year
One-time1
  • Spent Money Pro Lifetime$79.99

Questions

Is Jotfi free?
Jotfi is free to download, with in-app purchases available.
Is Spent Money free?
Spent Money is free to download, with in-app purchases available.
Do Jotfi or Spent Money have ads?
Neither Jotfi nor Spent Money shows ads.
Which is updated more often, Jotfi or Spent Money?
Jotfi ships an update weekly, and Spent Money every 6 days. Most recently, Jotfi was updated on October 28, 2026 and Spent Money on October 9, 2026.

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