Comparison

AurumPay vs Baxak

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AurumPay

Manage your money securely and conveniently with this digital financial app. Send and receive funds instantly, pay bills, top up mobile credit, and connect with local banks for seamless transactions. It's a regulated platform designed for everyday financial needs.

Highlights
  • Instant money transfers
  • Bill payments
  • Mobile top-ups
  • Bank account connections
  • Merchant payments
  • Utility and government payments
Features
Read full description

AurumPay is Afghanistan’s secure, modern, and fast digital financial app that empowers everyone to manage money simply from their phone. Built by Aurum Afghanistan Financial Company, a licensed electronic money institution regulated by the Central Bank of Afghanistan, AurumPay brings essential financial services into one app for everyday use. What You Can Do with AurumPay - Send & receive money instantly between mobile wallets - Pay bills (utilities, services, and more) with ease - Mobile top-ups for all networks - Connect to Afghan banks for transfers between bank accounts and wallets - Merchant payments and easy checkout - Utility and government payments in one place Why Choose AurumPay? AurumPay is designed to be secure, simple, and professional: - Licensed and regulated by the Central Bank of Afghanistan for trust and safety - Built with strong risk management and consumer protection standards - Fast transactions with zero fees - Works nationwide with support from local banks and financial partners Built for Afghanistan AurumPay connects with local banks and services to make digital finance accessible for all individual users across the country. Whether you’re paying bills, sending money to family, or topping up your phone, it’s all done in one secure app. Safe & Compliant We follow international best practices and local regulatory standards to keep your data and money safe. Your transactions are protected with advanced security and responsible risk controls. Download AurumPay now and take control of your finances — secure, connected, and right on your phone.

About

Baxak

Easily track your income, expenses, and debts with this personal finance management tool. Generate and export financial reports, back up your data, and manage your money smarter. Your financial information remains secure on your device.

Highlights
  • Track income and expenses
  • Manage debts and receivables
  • Generate financial reports
  • Export reports as PDF
  • Backup and restore data
  • Multi-language support
  • Currency selection
Features
Read full description

Baxak is a simple and powerful personal finance management app designed to help you track your income, expenses, and journal (debts) with ease. With Baxak, you can: • Track daily income and expenses • Manage debts and receivables • Generate financial reports • Export reports as PDF • Backup and restore your data • Share reports easily • Choose your preferred currency • Use the app in multiple languages Your data stays securely on your device. Start managing your money smarter with Baxak today.

Screenshots

AurumPay4 screens
Baxak4 screens

Verdict

The call

The clearest difference is ratings volume: Baxak at 50 against AurumPay's 5. AurumPay's advantage is iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AurumPay holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: Baxak has 50 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

AurumPay ships an update every 3 weeks, Baxak every 11 days. The most recent releases landed on September 9, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
AurumPay versus Baxak: the parameters behind the verdict, then further details
ParameterAurumPayBaxak
PriceFreeFree
Rating4.6 (5 ratings) — better4.4 (50 ratings)
Positive reviews—70.0% of reviews
Number of ratings550 — better
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size33 MB43 MB
Age rating4+4+
DeveloperAurum Afghanistan Mobile Money ServicesAbdul Amir Alioghli

Customer experience

AurumPay

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%

Baxak

All ratings50 ratings
Positive82.0%
Neutral6.0%
Negative12.0%
Written reviews10 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

In-app purchases

None

AurumPay

No in-app purchases

None

Baxak

No in-app purchases

Questions

Is AurumPay free?
AurumPay is free to download, with no in-app purchases.
Is Baxak free?
Baxak is free to download, with no in-app purchases.
Which has better reviews, AurumPay or Baxak?
AurumPay is rated higher. AurumPay averages 4.6 out of 5 from 5 ratings, while Baxak averages 4.4 from 50 ratings.
Do AurumPay or Baxak have ads?
Neither AurumPay nor Baxak shows ads.
Which is updated more often, AurumPay or Baxak?
AurumPay ships an update every 3 weeks, and Baxak every 11 days. Most recently, AurumPay was updated on September 9, 2026 and Baxak on September 29, 2026.

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