Comparison

SubTrack vs CentPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubTrack

Features
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SubTrack is the subscription tracker that helps you track subscriptions, renewals, and trial periods in one simple app. Never miss a renewal or forget to cancel a free trial. MAIN FEATURES COMPREHENSIVE SUBSCRIPTION TRACKING Track streaming services like Netflix, Disney Plus, Apple TV Plus, HBO Max, Paramount Plus, Hulu, music services like Spotify, Apple Music, YouTube Music, Tidal, cloud storage like iCloud, Dropbox, Google Drive, education platforms like Coursera, Skillshare, Duolingo, MasterClass, fitness apps like Peloton, Strava, Headspace, Calm, gaming services like Apple Arcade, PlayStation Plus, with ready-made presets. PREMIUM CARD FEE TRACKING Never forget your annual credit card fees. Track premium cards including American Express Platinum, American Express Gold, Chase Sapphire Reserve, Capital One Venture X, World of Hyatt, Marriott Bonvoy Brilliant, Delta Reserve, United Club Infinite, Hilton Honors Aspire. Get smart reminders 30 days before your annual fee is due. SMART ANALYTICS AND FORECASTS Visualize your spending with charts. See monthly and yearly totals, spending breakdown by category, monthly forecast showing how much you will spend this month, 12-month forecast showing all upcoming charges, and average spending by category. INTELLIGENT NOTIFICATIONS Get smart reminders before you are charged. Receive notifications one day before subscription renewal asking if you still use the service, 30 days before premium card annual fees, customizable notification times, and never miss an important charge. SIMPLE AND EASY TO USE Add subscriptions in seconds using ready-made presets. Select a service and you are done. Or create custom subscriptions manually. Beautiful interface with dark mode and light mode support, sort by name date or price, archive inactive subscriptions, and search and filter by categories. SECURITY AND PRIVACY Your data stays on your iPhone. No accounts or registration required, complete control over your data, and Face ID or Touch ID support coming soon. FLEXIBLE PRICING Free version lets you track up to 3 subscriptions. Premium version unlocks unlimited subscriptions with one-time purchase. WHO IS THIS FOR Perfect for anyone who has multiple subscriptions, premium credit card holders who want to track annual fees, people who want to optimize spending and find forgotten subscriptions, families who want to see total spending on services, and anyone tired of unexpected charges. REAL SAVINGS Research shows the average person spends over 200 dollars per month on subscriptions but forgets about many of them. With SubTrack you can see all your expenses in one place, find forgotten subscriptions you no longer use, make informed decisions about renewals, and save hundreds of dollars per year. WHAT MAKES US DIFFERENT FOCUSED ON SUBSCRIPTIONS AND PREMIUM CARDS We specialize in subscriptions and premium card fees. This makes our app faster and more convenient for tracking subscriptions specifically. MAXIMUM SIMPLICITY Add a subscription in 3 seconds. No complicated forms just the fields you need. Quick preset selection for popular services or manual entry for full control. FORECASTS AND ANALYTICS Not just a list of subscriptions but real understanding of when and how much you will spend. See monthly and yearly forecasts to plan your budget accordingly. SMART NOTIFICATIONS Not just simple reminders but intelligent notifications that help you make decisions. Get notified before you are charged and decide if you still need the service. NATIVE iOS DESIGN Modern SwiftUI interface with smooth animations. GET STARTED TODAY Download SubTrack free and add all your subscriptions in just 2 minutes. SubTrack is your personal assistant for managing subscriptions and finances. Download free today and take control of your recurring expenses.

About

CentPay

Features
Read full description

CentPay – Spend Your Crypto Anywhere CentPay makes it easy to use your cryptocurrency for real-world spending. Deposit supported digital assets and convert them into fiat instantly, then spend using CentPay virtual cards — online, in stores, and globally. Designed for speed, security, and simplicity, CentPay bridges the gap between crypto and everyday payments. Key Features • Deposit and manage supported cryptocurrencies • Virtual cards for online and in-store payments • Real-time balance and transaction tracking • Secure authentication and data protection • Fast, low-fee transactions • User-friendly and intuitive interface Why Choose CentPay? • Use crypto like traditional money • Spend globally wherever cards are accepted • No complex setup — simple and efficient • Built with strong security standards CentPay empowers you to unlock the true value of your crypto by turning it into everyday spending power — fast, secure, and reliable. Download CentPay and experience seamless crypto payments today.

Screenshots

SubTrack4 screens
CentPay4 screens

Verdict

The call

The clearest difference is in-app purchases: CentPay at none against SubTrack's 3. CentPay also leads on update cadence (every 11 days vs every 3 weeks) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. SubTrack sells 3 in-app purchases, starting at $0.99 per 7 days. CentPay asks for nothing beyond the download.

UpkeepUpdate frequency

SubTrack ships an update every 3 weeks, CentPay every 11 days. The most recent releases landed on October 1, 2026 and September 30, 2026 respectively.

Scorecard3 real differences Ā· 3 level
SubTrack versus CentPay: the parameters behind the verdict, then further details
ParameterSubTrackCentPay
PriceFreeFree
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size16 MB37 MB
Age rating4+4+
DeveloperAlexander ZakharinCENTFX Limited

In-app purchases

3 purchases

SubTrack

Subscriptions2
  • Pro Weekly3 Days trial$0.997 Days
  • Pro Annual$9.991 Year
One-time1
  • Pro Lifetime$19.99
None

CentPay

No in-app purchases

Questions

Is SubTrack free?
SubTrack is free to download, with in-app purchases available.
Is CentPay free?
CentPay is free to download, with no in-app purchases.
Do SubTrack or CentPay have ads?
Neither SubTrack nor CentPay shows ads.
Which is updated more often, SubTrack or CentPay?
SubTrack ships an update every 3 weeks, and CentPay every 11 days. Most recently, SubTrack was updated on October 1, 2026 and CentPay on September 30, 2026.

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