uPension vs LENDEN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uPension
This government-backed platform allows citizens to easily enroll in and manage pension plans. Securely track contributions, view balances, and receive automated notifications for a transparent retirement planning experience.
- Easy registration with NID and mobile number
- Multiple pension plan options
- Secure online contribution payments
- Real-time contribution and balance tracking
- Automated payment and policy alerts
- Government-backed security for savings
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The Universal Pension Scheme (UPS) app, introduced by the Government of Bangladesh, is a secure and user-friendly platform that enables citizens to enroll in and manage their pension plans with ease and transparency. Whether you're a private-sector worker, self-employed professional, or from the informal sector, this app puts your retirement planning at your fingertips. Key Features: Easy Registration Sign up seamlessly with your NID and mobile number to start your pension journey. Multiple Pension Plans Choose from various schemes designed to suit different income levels and employment types. Secure Online Payments Pay your monthly contributions through trusted digital payment channels Real-time dashboard Track your contributions, view your pension balance, and monitor your account history in real-time. Automated Notifications Receive alerts for due payments, policy updates, and pension milestones. Government Backed Your savings are safe and guaranteed by the Government of Bangladesh. Who Can Use It? Private-sector employees Self-employed individuals Migrant workers Farmers and rural workers Anyone seeking a secure retirement plan Your Data is Safe We use state-of-the-art encryption and follow strict data protection policies to ensure your personal and financial information is fully secure.
LENDEN
Manage all your finances in one digital wallet. Easily add funds, send and request money, recharge mobile balances, and transfer to bank accounts. Enjoy a user-friendly interface, secure access, and 24/7 support.
- Digital wallet for all financial needs
- Cash-in from agent points or bank accounts
- Instant money sending and requests
- Mobile balance recharge
- Wallet to bank account transfers
- Secure login with PIN, Touch ID, FaceID
- 24/7 customer support
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LENDEN is the all-in-one digital wallet that brings all your financial needs in one place. Open your LENDEN account in 3 minutes and do more while paying less because sub-wallets at LENDEN allow you to do exactly that. Cash-In to your LENDEN account from any of our agent points, or Add Money from any bank account, digital wallet. Send Money to your friends and family or anyone instantly; Save frequently used numbers as “priyo number” to make them easier to find. Request Money from friends without the hassle of multiple call or text reminders. Recharge your mobile balance. Transfer funds from your wallet to your bank account with a few taps. To get cash, simply visit any LENDEN agent and Cash Out from your wallet. WHY CHOSE LENDEN? User-friendly simple design: enjoy a clean and intuitive interface that makes it easy to find and use your desired services Save with sub-wallets: enjoy lower Cash Out fees Safety above all: Login and complete transactions with your PIN, Touch ID or FaceID for fast and secure access. 24x7 support: Email us at support@lendenmfs.com or calling our helpline to get instant support. To know more about us visit https://pbftl.com/.
Screenshots
Verdict
uPension and LENDEN are too close to call on the numbers: across 8 compared parameters — price, rating, ratings volume and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for uPension against 5.0 for LENDEN. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
| Parameter | uPension | LENDEN |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 | 2 |
| Update frequency | Every 9 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 31 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | National Pension Authority | Prime Bank Fintech Limited |
In-app purchases
uPension
No in-app purchases
LENDEN
No in-app purchases








