uPension vs BakiMate

The Universal Pension Scheme (UPS) app, introduced by the Government of Bangladesh, is a secure and user-friendly platform that enables citizens to enroll in and manage their pension plans with ease and transparency. Whether you're a private-sector worker, self-employed professional, or from the informal sector, this app puts your retirement planning at your fingertips. Key Features: Easy Registration Sign up seamlessly with your NID and mobile number to start your pension journey. Multiple Pension Plans Choose from various schemes designed to suit different income levels and employment types. Secure Online Payments Pay your monthly contributions through trusted digital payment channels Real-time dashboard Track your contributions, view your pension balance, and monitor your account history in real-time. Automated Notifications Receive alerts for due payments, policy updates, and pension milestones. Government Backed Your savings are safe and guaranteed by the Government of Bangladesh. Who Can Use It? Private-sector employees Self-employed individuals Migrant workers Farmers and rural workers Anyone seeking a secure retirement plan Your Data is Safe We use state-of-the-art encryption and follow strict data protection policies to ensure your personal and financial information is fully secure.

BakiMate is built for neighbourhood shops and stalls that still run “buku hutang” on scraps of paper—only now everything lives in one clear ledger. KEEP EVERY CUSTOMER ACCOUNT STRAIGHT • See who owes what at a glance, in your shop’s currency mindset (amounts tracked in sensible money units—sen/MYR-ready). • Log credit given and collections so balances stay truthful over busy days. • Add customers quickly and jump to anyone’s ledger when they walk back in. STAY CALM ABOUT SUPPLY & PAYABLES TOO* • Suppliers and payables views help small teams remember what they owe and to whom—not just what customers owe you. UNDERSTAND THE WEEK AT A GLANCE • Insight-style summaries spotlight recent collections versus credit stretched, lightly nudging you toward who might need a friendly follow-up—with export-friendly vibes for serious months-end cleanup. DOCUMENTS WHEN YOU NEED THEM* • Ledger / statement style PDF helpers are there when a customer—or your accountant—asks for “everything in black and white.” BUILT FOR REAL SHOP DAYS • Fast entry paths for common items (Phones, groceries, groceries-style tags, misc “Other”). • Quick actions that respect flaky Wi-Fi—we care about drafts and sync patterns so you aren’t rewriting the same udhaar twice. PRIVACY & TRUST YOU CAN EXPLAIN TO CUSTOMERS • Your ledger is account-based; use strong sign-in habits on your devices. Review our privacy policy & support links in-app for deletion and data requests. BakiMate won’t replace a licensed accountant, but it can replace chaotic notebooks—with structure you can tap before the next rush hour. Feature availability evolves by update; screenshots reflect current capabilities where possible. Questions? Reach us via the App Store listing support link or official site—we read messages from merchants. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bakimate.com/privacy