Monetra vs TomiPay

Monetra is a modern and powerful expense tracker designed to help you take full control of your finances with simplicity and clarity. Easily record your income and expenses with flexible options such as categories, tags, notes, custom dates and times, and automatic recurring transactions. Whether you’re tracking daily spending or managing long-term financial habits, Monetra adapts to your needs. With advanced filtering options, you can analyze your transactions by category, tag, amount range, or custom date intervals. Switch between multiple accounts and currencies instantly, and manage all your financial data securely in the cloud — never worry about losing your records if you change devices. Key features: • Income & expense tracking • Custom categories with icons and colors • Flexible tags for detailed organization • Automatic recurring transactions with notifications • Advanced filters and bulk transaction editing • Multiple accounts & multi-currency support • Data export & import (CSV, Excel) • Detailed financial analytics • Secure cloud-based storage Monetra focuses on doing one thing exceptionally well: making personal finance simple, reliable, and accessible — anywhere, anytime. ––– Terms of Service → https://www.notion.so/monetra/Terms-of-Service-2f9226aaa8f4801d8bebe66e72c274b5 Privacy Policy → https://www.notion.so/monetra/Privacy-Policy-2f9226aaa8f4800cad9ddc5651cc8330

Turn your iPhone into a full point-of-sale system. Accept Tap to Pay, QR Code, Mobile Money and cash, no card reader required. TomiPay is the merchant app that puts every payment rail in one place. Whether you sell coffee in Vancouver, groceries in Kinshasa, or online from anywhere in the world — TomiPay works. PAYMENTS INCLUDED, ZERO FEES: • Tap to Pay: accept Visa, Mastercard, American Express, Apple Pay and Google Pay directly on your iPhone. No hardware, no monthly fee. • Mobile Money: Orange Money, M-Pesa, MTN, Wave, Airtel, Vodacom and more, across 12 African markets. • QR Code checkout: instant card payment in Greece, UAE, Thailand, Hong Kong and more. • Split Pay: offer installments to your customers with one tap. • TomiPay Wallet: peer-to-peer transfers between merchants and customers. POINT OF SALE, INCLUDED: • AI-powered product catalog: snap a photo, TomiPay generates the listing. • Real-time inventory and stock control. • Customer loyalty program with points and rewards. • Self-checkout so your customers pay themselves from their phone. • Online store — sell without building a website. • Team management with staff roles and permissions. • Real-time analytics: revenue, best-sellers, customer insights. GLOBAL COVERAGE: Active payment processing — from Canada to Congo, France to Fiji, Sydney to Athens. And everywhere else, the free POS still runs so you can sell, track customers, and grow before payment rails arrive in your market. WHY MERCHANTS CHOOSE TOMIPAY: • Zero monthly fee. Zero subscription. Free POS forever. • Under 3 minutes from download to first sale. • Works alongside your existing tools. • Built for developed AND emerging markets in the same app. Perfect for restaurants, cafés, retail shops, boutiques, food trucks, service providers, event vendors, mobile businesses, market stalls, and anyone selling face-to-face or online. Download TomiPay today. Accept your first payment in minutes.