Felt vs Pony Up

EXPENSE TRACKING WITH EMOTIONAL INSIGHT Felt is an expense tracker that helps you understand not just where your money goes — but how spending makes you feel. Track expenses by logging purchases in seconds. Then rate each transaction (1–5) and discover your emotional spending patterns over time. ----- HOW FELT WORKS Log your transactions Rate how each purchase made you feel See insights about joy, regret, and satisfaction Discover what’s truly worth your money No complex budgets. No shame. Just clarity. ----- FEATURES • Manual transaction logging • Spending tracker with emotional ratings • Category & subcategory insights • Trend analysis over time • Private, secure cloud sync • No ads ----- WHY TRACK EMOTIONS? Most budget apps focus on restriction. Felt focuses on alignment. When you track how spending feels, patterns emerge: • Which purchases bring lasting joy • Which ones you regret • When emotional spending happens most • How your financial habits evolve Better awareness → better decisions. ----- BUILT FOR PEOPLE WHO WANT: • A healthier relationship with money • A simple expense tracker without complexity • Insight beyond spreadsheets • A mindful approach to spending ----- Privacy-first. Ad-free. Built with care. Privacy Policy: https://www.tonicworks.dev/felt/privacy.html Terms of Service: https://www.tonicworks.dev/felt/terms.html

Finance apps want a monthly subscription, all your data and drown you with ads for just one app. Pony Up doesn't. Add modules to your own customizable dashboard to do what you'd previously need four separate apps for. Pony Up is a private money toolkit you actually own. Split bills with friends, build a budget, track your subscriptions, and pay off debt — all on your phone, for no monthly fees or premium tiers. Pick the tools you need, pay once, and keep them forever. YOUR FIRST MODULE IS FREE Try any tool free for 7 days. Keep one free forever. Add more for 99¢ each — or get a bundle of 3 for $1.99. No subscriptions, ever. More finance and productivity modules coming out every month! — SPLIT BILLS — Settle up with roommates, trips, and group dinners in seconds. Scan a receipt, split it any way you want (evenly, by item, by percentage), and see exactly who owes what. No more chasing people over text. — BUDGET PRIVATELY — See what's actually safe to spend after bills and goals. Track spending by category, set budgets that roll over, manage multiple accounts, and watch your net worth grow — without ever linking a bank account. — TRACK BILLS & SUBSCRIPTIONS — Never get surprise-charged again. Pony Up reminds you before bills are due and warns you before a free trial converts to a paid plan. Catch silent price hikes and see exactly what your subscriptions cost per year. — CRUSH DEBT — Get a clear payoff plan and your real debt-free date. Compare the snowball and avalanche methods, see how much interest you'll save, and run "what if I paid extra" scenarios. Watch your progress and celebrate every debt you clear. — IT ALL WORKS TOGETHER — Pony Up is the only app that connects your splits, budget, bills, and debt. Through the dashboard any combination of modules can seamlessly combine. Scan one receipt and it splits with friends AND logs to your budget. Your upcoming bills shape what's safe to spend. It's a complete money picture nothing else can give you. WHY PONY UP IS DIFFERENT - Private by design — no bank login, no servers, your data never leaves your phone and your iCloud. - Pay once — 99¢ per tool, or your first one free. No $10/month subscription draining your account. - Built around real life — splitting with friends, not just spreadsheets. - Syncs across your devices with iCloud, automatically. No accounts. No ads. No selling your data. Just the money tools you need, that you actually own. Download Pony Up and build your money toolkit today. — Pony Up provides informational tools only and does not offer financial, tax, investment, or legal advice. Figures and projections are estimates.