Comparison

Montrack vs Money

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Montrack

Features
Read full description

Montrack is a modern, minimalist, and private tool for personal finance management. Create wallets in different currencies, track your expenses, and monitor your crypto portfolio β€” all in one app with a total focus on privacy. Key Features: β€’ Multi-Currency Support: Create wallets for cash, cards, or bank accounts in UAH, USD, EUR, GBP, and PLN. The app automatically converts all balances into your base currency using real-time exchange rates. β€’ Smart Transaction Tracking: Effortlessly log your income and expenses. Use intuitive categories with custom icons and colors for detailed financial analysis. β€’ Inter-Wallet Transfers: Quickly move funds between your accounts with automatic currency conversion and fee calculation. β€’ Crypto Portfolio: Track the value of your assets (BTC, ETH, SOL, and more). The app automatically calculates your profit or loss based on current market data. β€’ 100% Privacy: Your data belongs to you. Everything is stored exclusively on your device in an encrypted local database. No registration, no cloud servers, and no third-party analytics. β€’ Personalization: Customize the app's look to match your style β€” choose from various colors and icons. Full support for Dark Mode and smooth animations for the best user experience. Montrack helps you see the full financial picture without any extra effort. Manage your money smartly and securely. Made in Ukraine!

About

Money

Features
Read full description

Money makes it simple to stay on top of your finances. Add expenses and income in seconds, organize by categories, and see where your money goes with clear statistics. - Quick Record: Add transactions from your home screen widget or with just a few taps - Smart Categories: Organize spending with customizable categories - Statistics: Breakdowns by month, year, or custom date range - Currency Format: Display amounts in any world currency - iCloud Backup: Export and restore your data as CSV via iCloud Drive or local storage - App Lock: Protect your financial data with Face ID or Touch ID - Home & Lock Screen Widgets: See your spending summary at a glance - Dark Mode: Full support for light, dark, and system appearance - Localized: Available in English, Spanish, French, German, Japanese, Portuguese (Brazil), Korean, Italian, Dutch, and Ukrainian Your data stays on your device. No accounts, no cloud sync, no tracking β€” just a fast, private expense tracker that respects your privacy. Privacy Policy: https://github.com/vladzhila/legal/blob/main/money/privacy-policy.md Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Montrack4 screens
Money4 screens

Verdict

The call

The clearest difference is in-app purchases: Montrack at none against Money's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Money sells 3 in-app purchases, starting at $1.99 per month. Montrack asks for nothing beyond the download.

UpkeepUpdate frequency

Montrack ships an update every 2 days, Money every 3 days. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

Scorecard1 real difference Β· 5 level
Montrack versus Money: the parameters behind the verdict, then further details
ParameterMontrackMoney
PriceFreeFree
Update frequencyEvery 2 days β€” betterEvery 3 days
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.017.0
Further details β€” not scored
Size5 MB6 MB
Age rating4+4+
DeveloperAndrii MalovaniukVlad Zhila

In-app purchases

None

Montrack

No in-app purchases

3 purchases

Money

Subscriptions2
  • Monthly Plan14 Days trial$1.991 Month
  • Annual Plan14 Days trial$9.991 Year
One-time1
  • Lifetime Access$29.99

Questions

Is Montrack free?
Montrack is free to download, with no in-app purchases.
Is Money free?
Money is free to download, with in-app purchases available.
Do Montrack or Money have ads?
Neither Montrack nor Money shows ads.
Which is updated more often, Montrack or Money?
Montrack ships an update every 2 days, and Money every 3 days. Most recently, Montrack was updated on October 7, 2026 and Money on October 17, 2026.

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