SpendWidget vs MasterBudget AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendWidget
This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.
- Daily spending totals
- Weekly spending context
- Monthly spending context
- Clear habit understanding
- Simplified financial decisions
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SpendWidget helps you stay aware of your spending by focusing on one simple question: How much did I spend today? Instead of overwhelming charts and complicated budgets, SpendWidget provides clear daily totals with weekly and monthly context—so you can understand your habits at a glance and make better decisions over time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MasterBudget AI
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The budget app built for two. MasterBudget AI is the personal finance app that pairs a real shared mode for couples with an AI assistant that tells you where your money actually goes. Invite your partner, sync in real time, and stop guessing. Start free for 7 days. WHY MASTERBUDGET IS DIFFERENT - Couple / Shared Mode — invite your partner, sync wallets in real time, split expenses, and track joint goals. Same screen, same numbers, same team. - AI Finance Assistant — ask where your money went in plain English. Get insights, spot money leaks, and see overspending before it happens. Powered by AI. - Multi-Currency — track in any currency. Built for expats, freelancers, and travelers who live across borders. - Offline-First & Private — no bank logins required. A fast, beautiful dark-mode design that keeps you in control of your data. - 8 Languages — full support including Arabic and Kurdish, with right-to-left layouts. EVERYTHING IN ONE PLACE - Smart expense & income tracking - Custom budgets with discipline scoring - Net worth dashboard — assets vs. liabilities - Savings goals with visual progress - Subscription tracker with renewal alerts - Financial Health Score (0–100) Free to download with core features included. Upgrade to Pro for the full AI experience — try it free for 7 days, then $9.99/month or $69.99/year. Download MasterBudget AI and take control of your money — together.
Screenshots
Verdict
The clearest difference is ads: SpendWidget at none against MasterBudget AI's shown. MasterBudget AI's advantage is update cadence (every 6 days vs fortnightly) and iOS requirement (15.0 vs 26.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month and MasterBudget AI sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
SpendWidget ships an update fortnightly, MasterBudget AI every 6 days. The most recent releases landed on September 28, 2026 and October 25, 2026 respectively.
| Parameter | SpendWidget | MasterBudget AI |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 97 MB |
| Age rating | 4+ | 17+ |
| Developer | Michael Sullivan | Mohammed Ahmed |
In-app purchases
SpendWidget
- SpendWidget Pro7 Days trial$1.491 Month
- SpendWidget Pro7 Days trial$2.991 Month
- SpendWidget Pro7 Days trial$19.991 Year
MasterBudget AI
- Premium Monthly7 Days trial$9.991 Month
- Premium Yearly$69.991 Year
- Lifetime Access$199.99
Questions
Is SpendWidget free?
Is MasterBudget AI free?
Do SpendWidget or MasterBudget AI have ads?
Which is updated more often, SpendWidget or MasterBudget AI?
Other comparisons
