SpendWidget vs Budget Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendWidget
This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.
- Daily spending totals
- Weekly spending context
- Monthly spending context
- Clear habit understanding
- Simplified financial decisions
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SpendWidget helps you stay aware of your spending by focusing on one simple question: How much did I spend today? Instead of overwhelming charts and complicated budgets, SpendWidget provides clear daily totals with weekly and monthly context—so you can understand your habits at a glance and make better decisions over time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budget Planner
Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.
- Track credit cards and purchases
- Build debt payoff plans (snowball/avalanche)
- Set category budgets and track spending
- Monitor financial goals and net worth
- Private, local data storage
- Biometric access protection
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Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Budget Planner at every 5 days against SpendWidget's fortnightly. Budget Planner also leads on iOS requirement (17.0 vs 26.1). SpendWidget's advantage is ratings volume (4 vs 1). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month and Budget Planner sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for SpendWidget against 5.0 for Budget Planner. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
SpendWidget ships an update fortnightly, Budget Planner every 5 days. The most recent releases landed on September 28, 2026 and October 21, 2026 respectively.
| Parameter | SpendWidget | Budget Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.1 | 17.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Michael Sullivan | JUAN CONRADO A DE LAROSA |
Customer experience
SpendWidget
Budget Planner
In-app purchases
SpendWidget
- SpendWidget Pro7 Days trial$1.491 Month
- SpendWidget Pro7 Days trial$2.991 Month
- SpendWidget Pro7 Days trial$19.991 Year
Budget Planner
- Ctrl Xpenses Pro Mensual$2.991 Month
- Ctrl Xpenses Pro Anual7 Days trial$16.991 Year
- Ctrl Xpenses Pro de por vida$49.99
