Comparison

Centavos vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Centavos

Features
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Centavos es tu cuaderno de gastos: la forma más simple y bonita de saber a dónde se va tu dinero, sin hojas de cálculo ni complicaciones. Anota lo que gastas en segundos y deja que Centavos te muestre, día con día, cómo vas. Sin conectar bancos, sin tarjetas, sin dar datos sensibles. Solo tú y tus centavos. POR QUÉ TE VA A ENCANTAR • Anota un gasto en 2 toques: abres, escribes el monto y listo. • Tu Pulso diario: cuánto llevas gastado hoy, esta semana y este mes, y cuánto te queda disponible. • Presupuestos por categoría para que no se te pase la mano. • Compras a meses o a pagos: divide un gasto en mensualidades o semanas y revisa cada pago antes de guardarlo. • Controla tus suscripciones y lo que te cuestan al mes. • Historial claro de todos tus gastos, con búsqueda y filtros. PENSADA PARA MÉXICO Pesos mexicanos y lenguaje claro, de tú a tú. Nada de tecnicismos: aquí hablamos como hablas tú. TU INFORMACIÓN ES TUYA No pedimos acceso a tus cuentas de banco. Tú decides qué anotas. Punto. Empieza gratis y toma el control de tu dinero, un centavo a la vez.

About

Budget Planner

Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.

Highlights
  • Track credit cards and purchases
  • Build debt payoff plans (snowball/avalanche)
  • Set category budgets and track spending
  • Monitor financial goals and net worth
  • Private, local data storage
  • Biometric access protection
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Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Centavos4 screens
Budget Planner4 screens

Verdict

The call

The clearest difference is in-app purchases: Centavos at none against Budget Planner's 3. Centavos also leads on iOS requirement (15.1 vs 17.0). Budget Planner's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner sells 3 in-app purchases, starting at $2.99 per month. Centavos asks for nothing beyond the download.

UpkeepUpdate frequency

Centavos ships an update every 2 weeks, Budget Planner every 5 days. The most recent releases landed on October 17, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
Centavos versus Budget Planner: the parameters behind the verdict, then further details
ParameterCentavosBudget Planner
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size44 MB52 MB
Age rating4+4+
DeveloperARIEL PLASCENCIA BOJORQUEZJUAN CONRADO A DE LAROSA

In-app purchases

None

Centavos

No in-app purchases

3 purchases

Budget Planner

Subscriptions2
  • Ctrl Xpenses Pro Mensual$2.991 Month
  • Ctrl Xpenses Pro Anual7 Days trial$16.991 Year
One-time1
  • Ctrl Xpenses Pro de por vida$49.99

Questions

Is Centavos free?
Centavos is free to download, with no in-app purchases.
Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Do Centavos or Budget Planner have ads?
Neither Centavos nor Budget Planner shows ads.
Which is updated more often, Centavos or Budget Planner?
Centavos ships an update every 2 weeks, and Budget Planner every 5 days. Most recently, Centavos was updated on October 17, 2026 and Budget Planner on October 21, 2026.

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