FIRECalc vs tickerfolio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FIRECalc
This app simulates thousands of market scenarios to provide customized retirement planning. It helps you determine your exact retirement age, safe annual budget, and optimal withdrawal strategy across various assets, factoring in potential government aid.
- Thousands of market simulations
- Customized retirement runway
- Smart drawdown strategy
- Government aid factoring
- Multi-asset tracking
- Flexible budget scenarios
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FIRECalc: The Custom Engine for Financial Independence Are you on track to retire early? Or are you just guessing? Most retirement apps rely on elementary math like the "4% Rule," assuming you will withdraw the exact same amount every year. FIRECalc was designed to customize your retirement runway in a way that other calculators miss by running thousands of market simulations against your specific budget, all with a sleek and easy to use interface. WHY UPGRADE TO PREMIUM? The base app includes powerful features like investment tracking, budget tracking, growth plans, 5 year retirement Burndown optimization, and government aid calculators including Medicaid and SNAP (food stamps). But when you upgrade to FIRECalc Premium, you unlock a custom FIRE Burndown Engine that acts as your personal financial pilot: Smart Drawdown Strategy: We don't just tell you if you can retire; we tell you how. Our engine automatically puts your withdrawals in the most effective order (Cash, Roth, 401k, Brokerage, Crypto, HELOC) to minimize taxes and maximize longevity. Prefer your own approach? Switch to Custom and drag accounts into any order you like. Tax-Aware Planning: Every year of your plan is calculated with taxes in mind, so you see what you actually keep, not just what you withdraw. Definitive Answers: Get data-backed answers to your most important questions: What is my exact Retirement Age? What if I work 1 more year, or 1 less? What is my safe Annual Budget? And precisely How Long Will It Last? Unlock Hidden Income: Unlike traditional calculators, we factor in potential Government Aid (like Medicaid and SNAP for all 50 states) during your "gap years," effectively extending your portfolio's life. Just turn on "Include Aid in FIRE?" and FIRECalc plans your withdrawals to keep your income under aid limits. HELOC Strategy: Home equity loan draws don't count as income. When aid is on, FIRECalc can draw from a HELOC to help you stay under Medicaid and SNAP limits without triggering a taxable event. Don't plan to use aid? Turn it off with one tap. Secure Cloud Sync: Your data syncs securely across all your Apple devices via iCloud. Your plan is safe even if you lose your device. KEY FEATURES Multi-Asset Tracking: Full support for 401k, Roth IRA, HSA, Crypto, Metals, and Real Estate. Flexible Scenarios: Test "Lean FIRE" vs "Fat FIRE" budgets instantly. Download FIRECalc today. You may be closer to freedom than you think. NOTE: this app is not intended to impersonate the identity of any government agency. It is not possible to apply for SNAP/EBT Benefits or Medicaid/ACA/Medicare via this app. This app is only intended to give an estimated calculation only based on public information on federal and state websites. Terms of Use: [www.apple.com/legal/internet-services/itunes/dev/stdeula](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)
tickerfolio
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tickerfolio brings all your investments into one clear view. Import the trade history you already have at your broker and see what every portfolio is worth today, in the currency you choose. IMPORT FROM YOUR BROKER Export your transaction history and open it in tickerfolio. The app reads files from mBank, Revolut (stocks and crypto), Saxo and Coinbase, recognizes each instrument and shows you a review before anything is saved. Transactions you already have are skipped, and every import can be undone. ALL YOUR PORTFOLIOS, ONE CURRENCY Keep a separate portfolio for each account and see them all together. Every portfolio has its own display currency, and costs are converted at the exchange rate from the day of each transaction, so your results include the effect of currency moves. RESULTS THAT MAKE SENSE - Open positions with today's change or their unrealized result. Today counts only the shares you still hold. - On days you sell, see what each sale realized. - Your all-time result: unrealized, realized and the total, after fees and currency moves, always calculated the same way. - Every closed position with its result and how long you held it. - A value chart from one day to all time, including year to date. Drag your finger to see any day; buying more never counts as a gain. - A map of the day: every holding sized by its value and colored by today's move. - US stocks before the open and after the close: a separate line shows the price or value from pre-market and after-hours trading, while the main figures stay at the regular session. EVERY HOLDING IN DETAIL Tap a holding to see its price chart from one day to all time with your average purchase price, your position and result, key statistics such as P/E, market cap and dividend yield, and all its transactions. Touch and hold a holding to open it in Apple's Stocks app. EVERY TRANSACTION IN ONE PLACE Browse buys, sales and imports, search them, and add or edit transactions by hand, including fees, stock splits and purchases paid from an account in another currency. PRIVATE BY DESIGN Your portfolios stay on your iPhone. No account, no ads, no tracking. To fetch prices, the app sends only ticker symbols, currencies, search text and its version number, never quantities, purchase prices or portfolio values. Export a backup file whenever you like. PRICES Prices, exchange rates and instrument search come from the tickerfolio data service and require an access key, issued free of charge on request (see the support page). Without a key, importing, portfolios, transactions and backups work fully, just without prices. Dark and light themes. English and Polish. Prices may be delayed. tickerfolio is a portfolio tracker for information only and does not provide investment advice.
Screenshots
Verdict
The clearest difference is in-app purchases: tickerfolio at none against FIRECalc's 2. FIRECalc's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FIRECalc sells 2 in-app purchases, starting at $9.99 per month. tickerfolio asks for nothing beyond the download.
FIRECalc ships an update every 4 days, tickerfolio every 3 days. Both last shipped on October 31, 2026.
| Parameter | FIRECalc | tickerfolio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (10 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 4 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 17 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Timothy DeGraff | DAWID MICHAL MILCZAREK |
In-app purchases
FIRECalc
- Premium Monthly Access3 Months trial$9.991 Month
- Premium Monthly Access1 Year trial$79.991 Year
tickerfolio
No in-app purchases









