Expense+ Budget Money Tracker vs Ledgely

Finally, an expense tracker that respects your privacy. No account needed. No servers. No subscription. Just you and your iCloud. Expense+ is the simplest way to track spending, manage budgets, and grow your savings — all without sharing your financial data with anyone. TRACK EVERY DOLLAR Log expenses in seconds. Choose from 16 built-in categories or create your own. Add notes, tags, and details to every purchase. View your complete spending history with daily, weekly, and monthly breakdowns so you always know where your money goes. SET SMARTER BUDGETS Create budgets for groceries, dining out, shopping, entertainment, bills, or any custom category. Choose weekly, monthly, or yearly limits. Get smart notifications before you overspend — not after. Watch your progress with clear, visual tracking bars. BUILD YOUR SAVINGS Create dedicated savings funds for vacations, emergencies, a new car, or any big goal. Track every deposit and withdrawal. Stay motivated as your balance grows toward your target amount. DESIGNED FOR SIMPLICITY — Log any purchase in under 5 seconds — 16 built-in + unlimited custom categories — Flexible weekly, monthly, or yearly budgets — Dedicated savings funds with goal tracking — Multi-currency support for travelers — Home screen widget for quick daily insights — iCloud sync across iPhone, iPad, and Mac — Beautiful, modern interface with smooth animations YOUR DATA STAYS YOURS Unlike other finance apps, Expense+ never asks for your bank login, never uploads your data to third-party servers, and never sells your information. Everything syncs privately through your own iCloud account. Period. NO SUBSCRIPTION REQUIRED Most budgeting apps charge $5 to $15 per month. Expense+ gives you powerful expense tracking, budgeting, and savings tools completely free. PERFECT FOR — Anyone who wants to stop overspending — People saving for a specific goal — Privacy-conscious users who avoid bank-linked apps — Students and young professionals starting their financial journey — Families managing household expenses — Travelers who need multi-currency tracking Download Expense+ today and take control of your money — privately, simply, and for free.

Ledgely is a totally free, native Apple app built for fast personal expense tracking. Use it to record day-to-day spending, organize transactions into categories, monitor monthly budgets, and review recurring expenses before they surprise you. Key features: - Fast manual transaction entry - Import transactions from pasted bank or SMS-style messages - Import CSV and OFX/QFX-style files - OCR receipt import from images and camera capture - Category budgets with rollover support - Recurring transaction tracking and reminders - Reports and charts across custom time ranges - Automatic FX lookup for foreign-currency transactions which can be overridden by the user - Automatic iCloud sync across your Apple devices - Export backup snapshots and recover data when needed - Home Screen and Lock Screen widget support Designed for privacy-first use: - no Ledgely account required - data stored privately on your device and synced through iCloud when available - no advertising - no third-party analytics Built for people who want a focused finance tool without ads, clutter, or mandatory sign-up.