FinPath vs FIRE

FinPath Freedom Planner helps you understand where you are financially — and where you’re headed.FinPath FI helps you track your net worth, plan your path to Financial Independence (FI), and understand what’s truly driving your progress — clearly, visually, and over time. Whether you’re just getting started or actively optimizing your plan, FinPath Freedom Planner turns scattered numbers into a focused, actionable view of your financial future. Core Features (Free): Get clarity on where you stand today — no subscriptions required. FI Calculator & Projections: Model your Financial Independence target based on savings, spending, and assumptions. Progress Snapshot: See your current net worth, FI progress, and key totals at a glance. Net Worth Tracking: Track assets and liabilities across categories like cash, investments, property, crypto, and more. FI-Relevant Net Worth: Separate what counts toward FI from assets that carry friction or uncertainty. Clean Visuals: Clear charts and summaries designed to reduce overwhelm and highlight what matters. Plus Features (Optional Upgrade): Designed for users who want momentum, insight, and motivation. Progress Over Time: Track how your net worth and FI progress evolve month-by-month. Historical Charts: Visualize trends instead of guessing based on snapshots. Scenario Planning: Explore “what if” changes to savings, spending, or goals — without overwriting your plan. Deeper Progress Insights: Understand what’s accelerating (or slowing) your path to FI. Pro Features (Optional Upgrade): For users who want advanced insight, analysis, and portability. Advanced Composition Views: See how different asset types contribute to your net worth and FI progress. AI-Powered Insights (coming soon):Plain-English summaries that explain what’s changing and why. Data Exports (CSV/PDF): Export your net worth and progress data for offline analysis or sharing. Privacy & Control: Your data stays yours. No ads in premium plans. Designed to be transparent, predictable, and respectful of your financial information. Who FinPath Freedom Planner is for: Anyone pursuing Financial Independence Visual thinkers who want clarity, not spreadsheets Users who care about progress over time, not just totals People who want a calm, focused alternative to cluttered finance apps Your financial journey is unique — your plan should be too. Download FinPath Freedom and start building your path to freedom today. Legal Privacy Policy: https://finpathfi.com/privacy Terms of Use (EULA): https://finpathfi.com/terms

Wealthy isn't rich. Wealthy means your money supports your life without needing your time in return. Most people picture financial independence as one distant finish line. It isn't. You cross three. FIRE Projection teaches you what each one means, in your own figures, then projects the age and year you reach it. You may be further along than you think. YOUR PATH • Coast FIRE. Your investments can reach your full number on their own. You can stop saving. • Barista FIRE. Part-time income covers part of your spending. Your portfolio covers the rest. You can leave full-time work. • Full FIRE. Your investments cover your spending at about a 4% withdrawal. Work becomes optional. THE MATH Spend $5,000 a month. That is $60,000 a year. Multiply by 25. Your Full FIRE number is $1,500,000. A 4% withdrawal from $1,500,000 is $60,000. The amount you spend. Growth uses a 6.5% real return after inflation, compounded monthly. Every assumption is visible, and you can change it. It is a projection, not a promise. WHAT YOU ENTER Five things you can answer today: • Invested today • Saving each month • Spending each month • Your birth date • Your target retirement age No guesses about future raises, inheritances, or interest rates decades out. MOVE THE LEVERS Change your saving, your spending, your target age, your part-time income, or your return. Watch the dates move. The point is not just knowing when. It is knowing what brings it closer. WHY OTHER TOOLS FELT WRONG Most retirement calculators ask you to predict what you cannot know. Forty guesses, and the answer moves with every one. FIRE Projection starts with the life you have now. WHAT PREMIUM ADDS • Multiple invested accounts • Multiple saving streams • Snapshot history • Social Security NPV • An editable real return rate • CSV export Free to download. A 30-day trial unlocks the full app. Monthly or annual after that. Not forty guesses. Three milestones, honest math, and the levers that bring freedom closer. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fireprojection.io/privacy-policy