SubCal vs 房贷宝
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubCal
Visualize all your subscription renewal dates on a calendar, track your spending trends, and gain insights into where your money goes. Easily categorize and manage unlimited subscriptions with smart tracking features.
- Calendar view of renewals
- Track unlimited subscriptions
- Spending analytics and trends
- Categorize subscriptions
- Multi-currency support
- Pause/cancel subscriptions
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Take control of your subscriptions. See every renewal on a calendar, track spending trends, and never get surprised by unexpected charges again. ■ Calendar View • Visual calendar showing all renewal dates at a glance • Swipe to navigate months effortlessly • Tap any date to see which subscriptions renew • Monthly spending totals displayed prominently ■ Smart Tracking • Track unlimited subscriptions with Pro • Support for weekly, monthly, quarterly, and yearly billing cycles • Pause, cancel, or reactivate subscriptions with one tap • Multi-currency support with exchange rate conversion ■ Spending Analytics • Monthly and yearly spending breakdowns • 6-month spending trend visualization • Category-based insights to see where your money goes • Compare spending month-over-month ■ Stay Organized • Categorize subscriptions: Entertainment, Productivity, Music, and more • Search and sort your subscription list • Add notes and payment method details • App Store lookup to quickly add subscriptions Download now and finally see the full picture of your subscription spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/346fc85e-9df0-4fec-ad73-4efbeae3859f
房贷宝
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【核心功能】 - 三种贷款类型:商业贷款、公积金贷款、组合贷款,覆盖常见购房场景。 - 双还款方式:等额本息与等额本金自由切换,对比月供与总利息差异。 - 利率灵活:支持 LPR 加基点与基准利率倍数,贴合各地房贷政策。 - 完整还款计划:逐月本金、利息与剩余本金,按自然年折叠查看。 - 个性主题:明亮 / 暗黑 / 跟随系统,橙色主题随心。 - 隐私安全:计算在本机完成,不收集、不上传个人信息。 【适用场景】 - 购房预算:先把月供算清楚,量力而行做决策 - 方案对比:等额本息 vs 等额本金,看清利息差异 - 组合贷测算:商贷与公积金如何搭配更合适 - 还款规划:每月还多少、总利息多少,提前规划
Screenshots
Verdict
The clearest difference is update cadence: SubCal at weekly against 房贷宝's monthly. 房贷宝's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubCal sells 3 in-app purchases, starting at $0.99 per month and 房贷宝 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
SubCal ships an update weekly, 房贷宝 monthly. Both last shipped on October 24, 2026.
| Parameter | SubCal | 房贷宝 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | renwei han | Wuhan Xingyun Technology Co., Ltd. |
In-app purchases
SubCal
- SubCal Pro Monthly$0.991 Month
- SubCal Pro Yearly$4.991 Year
- SubCal Pro Lifetime$6.99
房贷宝
- FangDaiBao Pro$0.99









