Avvio vs Ascend

Your money should move as freely as you do. Avvio gives you real USD and EUR global accounts, local payouts across 120 countries in 10+ currencies, and a self-custodial wallet - all in one app. Whether you're getting paid from abroad, sending money home, or building savings across borders, Avvio is built for how you actually live. GLOBAL ACCOUNTS. LOCAL PAYOUTS. Get a real USD and EUR account you can share with anyone, anywhere. Receive wire transfers, ACH, and SEPA payments directly - no middlemen, no waiting. Withdraw to local bank accounts in USD, EUR, MXN, ARS, CAD, COP, and BRL. Your money arrives where it's needed, in the currency that works locally. SAVINGS WITH GOALS Set aside money for what matters. Create savings goals, track your progress, and earn yield on your balance while you save. Your funds stay available whenever you need them. BTC, GOLD & Stocks Hold more than just dollars. Buy and hold Bitcoin, gold, and stocks - all from the same balance. No separate apps, no separate wallets. DEPOSIT FROM ANY CHAIN Already in crypto? Send USDC, USDT, or any major stablecoin from Ethereum, Solana, Base, or any supported network. Avvio automatically handles the rest. No manual bridging, no network headaches. YOUR KEYS. YOUR MONEY. Avvio is fully self-custodial. You control your assets at all times. Secure your account with Face ID, recover safely with your backup phrase, and export your keys anytime. No custodian holds your funds. Avvio is built for people who live globally and expect their money to move just as freely.

Track net worth across brokerages, manual accounts, your home, and self-custodied crypto — read-only, in one number. Ask an AI that can see your actual holdings. Track manual bank and retirement balances, real estate, and self-custodied crypto for free. Pro adds automatic read-only brokerage sync. Manually entered balances need to be updated by you. Ascend shows how your net worth has grown and what is driving it. ONE CLEAR PICTURE OF YOUR NET WORTH • Your accounts in one place — investments, cash, 401(k)/IRA, home value, and on-chain crypto • Your net worth over time, not just a snapshot • Allocation and holdings across your accounts, combined SEE HOW YOU'RE REALLY DOING • A basic retirement projection built on your real numbers, available for free • Pro: your returns measured against the S&P 500 • Pro: weekly rundown of what moved and why AN AI COPILOT THAT KNOWS YOUR PORTFOLIO • Ask plain-English questions about your money and get answers grounded in your actual holdings • Free includes 15 Ask Ascend messages each month • Pro adds unlimited AI chat with a stronger model • Pro stock research is capped at 30 generations per month; upcoming events and research teasers are available for free PRIVATE AND READ-ONLY, BY DESIGN • Ascend is read-only — it can never move money, trade, or make transfers • It never sees your brokerage password; read-only linking is handled by SnapTrade • Your linked credentials are encrypted at rest with a key separate from the database • Request account deletion from Settings — Ascend immediately locks the account, then revokes supported connections and erases user-scoped app data. If a provider is temporarily unavailable, deletion stays pending for automatic retry. An active App Store subscription does not block deletion, but Apple billing must be managed separately. Ascend is a personal-finance tracker, not a financial advisor, and does not provide investment advice. Membership: Free includes manual accounts, crypto wallets, net-worth history, basic planning, and 15 Ask Ascend messages per month. Pro adds automatic brokerage sync, unlimited AI chat with a stronger model, weekly reports, returns-vs-market, and advanced planning. Monthly and annual Pro subscriptions unlock the same features and renew automatically. Payment is charged to your Apple ID; it renews automatically unless canceled at least 24 hours before the period ends, and you can manage or cancel in your App Store settings. Prices shown in-app. Terms: https://app.ascendwealth.app/terms.html Privacy: https://app.ascendwealth.app/privacy.html