Comparison

FlowMe vs Ovlo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FlowMe

Features
Read full description

FlowMe is a clean and intuitive app designed to help you understand your income, investments, and financial goals in one clear place. Instead of focusing on strict expense tracking, FlowMe helps you see the bigger picture — how your income is structured, how it grows over time, and how different income sources move you closer to your financial goals. What you can do with FlowMe: • Track multiple income sources with flexible settings • See your income breakdown by hour, day, month, and year • Add investments and long-term income sources • Explore how new income streams may impact your progress • Estimate how long it may take to reach your financial goals • Keep everything organized in a clear, visual format Built for different workflows FlowMe works equally well for: • full-time professionals • freelancers • investors and traders For traders, the app includes tools such as a trading calendar and trade journal to help organize activity and review performance. Personalized insights FlowMe offers intelligent guidance based on your skills, existing income sources, and financial structure — helping you explore more efficient paths toward your goals. Designed with clarity in mind • Clean, minimalist interface • Light and dark modes • Customizable visual elements FlowMe does not provide financial guarantees or investment advice. All insights are informational and designed to support personal financial awareness and planning. We hope you enjoy the experience. We’d love to hear your feedback. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Ovlo

Features
Read full description

Ovlo is the expense tracker and budget app that keeps your spending, shared bills and credit card installments in one place. SPLIT BILLS & SHARED BUDGET Create a shared budget with your partner, family or roommates. Split expenses and see who owes what at a glance — the perfect budget app for couples. RECEIPT SCANNER Snap a photo of a receipt and the expense is added automatically. INSTALLMENT & CREDIT CARD TRACKER Track credit card payments and installments. See how many payments are left and your total balance. AI BUDGET INSIGHTS Ask the AI about your spending and get savings tips and a monthly summary instantly. SPENDING TRACKER & BUDGET PLANNER Categorize daily expenses, set a monthly budget, track savings goals and see where your money goes with clear charts. Ovlo is your personal finance tracker and money manager — simple, fast and smart. Ovlo Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://appelux.com/apps/ovlo/premium-terms Privacy Policy: https://appelux.com/apps/ovlo/privacy-policy

Screenshots

FlowMe4 screens
Ovlo4 screens

Verdict

The call

The clearest difference is ads: FlowMe at none against Ovlo's shown. Ovlo's advantage is device support (4 vs 2) and iOS requirement (15.1 vs 18.4). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FlowMe sells 2 in-app purchases, starting at $8.99 per month and Ovlo sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard3 real differences · 3 level
FlowMe versus Ovlo: the parameters behind the verdict, then further details
ParameterFlowMeOvlo
PriceFreeFree
Update frequency—Every 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS18.415.1 — better
Further details — not scored
Size32 MB81 MB
Age rating4+4+
DeveloperArtem RudikYigit Bozyaka

In-app purchases

2 purchases

FlowMe

Subscriptions2
  • FlowMe Premium$8.991 Month
  • FlowMe Premium – Yearly$59.991 Year
2 purchases

Ovlo

Subscriptions2
  • Ovlo Premium7 Days trial$2.991 Month
  • Ovlo Premium7 Days trial$29.991 Year

Questions

Is FlowMe free?
FlowMe is free to download, with in-app purchases available.
Is Ovlo free?
Ovlo is free to download, with in-app purchases available.
Do FlowMe or Ovlo have ads?
Ovlo shows ads; FlowMe does not.

Other comparisons