FlowMe vs Spenso

FlowMe is a clean and intuitive app designed to help you understand your income, investments, and financial goals in one clear place. Instead of focusing on strict expense tracking, FlowMe helps you see the bigger picture — how your income is structured, how it grows over time, and how different income sources move you closer to your financial goals. What you can do with FlowMe: • Track multiple income sources with flexible settings • See your income breakdown by hour, day, month, and year • Add investments and long-term income sources • Explore how new income streams may impact your progress • Estimate how long it may take to reach your financial goals • Keep everything organized in a clear, visual format Built for different workflows FlowMe works equally well for: • full-time professionals • freelancers • investors and traders For traders, the app includes tools such as a trading calendar and trade journal to help organize activity and review performance. Personalized insights FlowMe offers intelligent guidance based on your skills, existing income sources, and financial structure — helping you explore more efficient paths toward your goals. Designed with clarity in mind • Clean, minimalist interface • Light and dark modes • Customizable visual elements FlowMe does not provide financial guarantees or investment advice. All insights are informational and designed to support personal financial awareness and planning. We hope you enjoy the experience. We’d love to hear your feedback. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Turn a quick note, receipt, or invoice into an organized expense, without wrestling with forms or complicated dashboards. Write “Coffee 4.50”, describe several purchases in one message, or scan a receipt. Spenso picks out the important details, prepares expense drafts, and lets you review everything before saving. SCAN RECEIPTS AND INVOICES Scan a paper receipt or invoice with your camera, or import a photo or PDF. Spenso AI reads the details and prepares expense drafts for you to check, edit, or discard. Document processing requires an internet connection. KEEP THE DOCUMENT WITH THE EXPENSE Save the source photo or PDF alongside your expenses, so you can open it later to check a total or find a purchase detail. Keep your receipts and spending history together. QUICK CAPTURE, IN YOUR OWN WORDS Enter an expense the way you would naturally say it. Spenso recognizes amounts, merchants, dates, categories, and tags, with on-device processing whenever possible. SIRI AND DICTATION Tell Siri what you spent when your hands are full, or dictate directly in Spenso. Record one expense or several, then confirm, edit, or discard the drafts before anything is saved. A CLEAR DAILY HISTORY See your spending organized by day. Open an expense to adjust its amount, date, category, tags, or note whenever you need to. MONTHLY OVERVIEW Understand where your money went with clear monthly totals and category breakdowns. Open a category to see the expenses behind the total. ORGANIZE IT YOUR WAY Create categories and tags that fit your life. Use separate spaces for personal, travel, or project spending, each with its own currency, categories, and tags. PRIVATE BY DESIGN Saved expenses live on your device and in your private iCloud database. AI and Siri results remain drafts until you explicitly confirm them. Spenso is an expense log, not a budgeting app. Keep a useful record of what you spend without adding another system to maintain. LEGAL Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getspenso.com/legal/privacy-policy Terms of Service: https://getspenso.com/legal/terms-of-service