OneLedger vs Marge.

Where will your net worth be in fifteen years? OneLedger works it out on your iPhone, with no bank connection and no subscription. OneLedger brings together accounts, portfolios (stocks, ETFs, crypto), real estate, and loans in one app. Think long term, track your objectives Building wealth takes years. OneLedger is built for a long-term view: you set your goals (retirement, property purchase, project savings) and follow how your situation evolves over time. Dashboard, projection charts, and wealth evolution give you a clear picture of where you stand and where you're heading. Savings and accounts Centralise your bank and savings accounts (checking, savings, brokerage). See totals, history, and breakdown by category. Portfolios: stocks, ETFs and crypto Create portfolios by goal (retirement, project, liquidity). Add positions in stocks, ETFs, or crypto with quantity and purchase price. Track the value and performance of each portfolio, refreshed automatically without an API key. Add your own key if you want a longer price history. Real estate and loans Record your properties and their linked loans. Run repayment scenarios (rate, term, monthly payment) and compare the impact on your cash flow. You get a clear view of debt and net real estate wealth. Scenarios and analysis Use scenarios to project your savings and goals over time. The Expert module offers macro indicators (liquidity, valuation, economic cycle) and tools such as rate stress tests to support your long-term thinking. Privacy by design No bank connection, no account to create, no server: your data is encrypted and stays on your device, with local encrypted backups. A single one-time purchase unlocks the full version, no subscription. Who is it for? Individuals who want a single view of their wealth, without relying on a bank connection or a mandatory cloud subscription. 14-day free trial, English interface. Download OneLedger and take control of your net worth.

Know your real profit: after every fee. Marge is the professional-grade reseller tool that starts simple. Log what you bought, what you sold, and the fees in between, and see exactly how much you actually made on every flip. Then, when you're ready to run it like a business: P&L statements, expense and mileage books, inventory valuation, and tax-ready reports. Beginner-friendly on day one, a powerhouse when you go full-time. BUILT FOR THE WAY YOU FLIP • Source → list → sell pipeline, with per-sale marketplace fees, shipping and other costs • Net profit, ROI%, margin and days-to-flip on every item • Portfolio scoreboard: all-time profit, money tied up, best categories and platforms • Buy in one currency, sell in another: totals stay straight • Lots / quantities, returns, and partial sales FAST TO LOG • Add a buy in seconds: only name and cost are required • Scan a product barcode to fill the item • Import your eBay/Vinted/spreadsheet history (CSV or Excel) with smart column detection: buys AND sales • Snap the item + receipt and let AI pre-fill the details, including quantity • Item photos found for you: Marge looks each one up online so you can recognise a flip while scrolling, and leaves it blank rather than guess wrong RUN IT LIKE A BUSINESS (Pro & Expert) • Pro: AI photo scan, unlimited items, full insights, and monthly profit goals • Expert: automatic item photos, profit & loss statements, an expense ledger, mileage tracking, inventory valuation, and a tax-ready year-end summary you can export PRIVATE BY DESIGN • Works with no account: your inventory lives on your device • Optional sign-in (Google, Apple or email) syncs across your devices; delete your account anytime • No ads, no data selling • Export everything to CSV anytime: your data is always yours HOW PRICING WORKS Marge is a subscription. Every new account starts with a 7-day free trial of the full app: cancel any time before the trial ends and you are not charged. After the trial you continue on Pro or Expert, monthly or annual, and you can cancel any time. Prices are shown in your local currency on this listing and in the app. Available in English, French, Spanish, German and Portuguese. Marge uses Google Gemini AI for smart scanning and listing generation. Marge is descriptive, not prescriptive: it reports your numbers. It never gives advice or moves your money. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel it in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://apogeelabs.org/marge/privacy.html