Kesef vs Moni

Take control of your money! Fast, free, and hassle-free. Kesef is a simple, private, and powerful expense tracker and personal finance manager that helps you track expenses, manage your money, and stick to a monthly budget with ease. Now you can track expenses by voice, and split shared expenses in groups without ever wondering who owes what. Log expenses and income effortlessly, set budgets, track subscriptions, and clearly understand your finances, even when using multiple currencies. Designed for people who want financial clarity without complexity, Kesef works offline, with no sign-up required, protecting your privacy and saving you time. VOICE, TAGS & SMART TRACKING Track expenses faster than ever. • Voice expense tracking Just speak, and Kesef will automatically understand, categorize, and create multiple expenses or income entries in seconds. • Tags for better organization Add tags to your transactions to easily identify, filter, and group your expenses and income. • Daily streaks Stay consistent by tracking your finances every day and build your streak over time. GROUPS & SHARED EXPENSES Split rent, a trip, or dinner and always know who owes what. • Split equally, by percentage, by shares, or exact amounts • Add people who don’t have Kesef yet and invite them later with a link or a code • Kesef settles up with the fewest possible transfers • Only your share counts as your own expense Groups are optional and free for everyone. GLOBAL MULTI-CURRENCY (+55 CURRENCIES) Record expenses and income in over 55 currencies worldwide. Perfect as an expense tracker for travel, freelancers, digital nomads, and multi-currency economies. Kesef automatically converts amounts using the current exchange rate and saves them in your local currency — wherever you are. BUDGETS & MONTHLY CONTROL Set budgets by category, define monthly limits, and track your progress in real time. Avoid end-of-month surprises and build better saving habits with a powerful budget planner. CLEAR INSIGHTS & STATISTICS Visualize your monthly spending with clean charts and smart insights that help you understand where your money goes and make better financial decisions. RECURRING EXPENSES & SUBSCRIPTIONS Set up recurring transactions like rent, utilities, or subscriptions. Kesef creates them automatically, so you don’t have to add them every month. TRUE PRIVACY Your data is yours. Kesef is an offline expense tracker that stores your finances locally on your device. - No bank connections - No tracking - No account needed — only to share a group, and only that group is synced EXPORT & IMPORT YOUR DATA Import your history from another app and export your transactions in CSV, Excel, or JSON for backup or analysis. MODERN DESIGN & NATIVE iOS EXPERIENCE Fast, intuitive, and polished interface with full Dark Mode support and a smooth, native iOS experience. 50+ LANGUAGES: USE KESEF ANYWHERE Kesef is available in over 50 languages, so you can use the app in your own language, wherever you live. SMART REMINDERS Receive optional notifications to help you build the habit of tracking expenses and keep your finances up to date. IDEAL FOR - People who want to track expenses without complexity - Roommates, couples, and friends splitting shared expenses - Multi-currency users (USD, EUR, and more) - Travelers, freelancers, and digital nomads Download Kesef and start managing your money with clarity and peace of mind today. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple ID account upon purchase confirmation • Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Moni tells you what your subscriptions cost you every month, and what gets charged on any given day. Enter what you pay once and you're done. WHAT IT DOES • A calendar of the month. Tap a day to see what renews, with price and category. • Your monthly spend, always visible. Annual plans are spread across twelve months, so the number is the real one. • A catalog with prices already filled in: 23 services and their plans. Pick your plan and it fills itself in. Not in the list? Add it by hand in ten seconds. • Reminders. Moni tells you as many days ahead as you want, at the hour you want, and each subscription can have its own reminder. • Categories: entertainment, music, software, productivity and services. • Every currency on its own. If you pay for some things in dollars and others in euros, you'll see both totals side by side. Moni won't invent an exchange rate to merge them into a number that isn't true of anything. • Dark mode, light mode, or whatever your system is set to. In English and Spanish. ACTUALLY FREE No paid tier, no ads and no cap on how many subscriptions you track. Everything the app does is there from day one. There is nothing to unlock. NO ACCOUNT, NO INTERNET There's no sign-up and no login: you open the app and it works. Moni doesn't connect to the internet. It sends nothing to any server, has no analytics, and doesn't know who you are. Everything you enter lives on your phone and nowhere else. Uninstall the app and it goes with it. It doesn't connect to your bank or your cards either: you tell it what you pay, and it keeps count.