Cashflow vs Klarr

Stop guessing where your money goes. Cashflow makes budgeting simple - create a budget, log expenses in seconds, and always know how much you can spend today. Create a weekly, monthly, or flexible budget and see how much you can safely spend without going over your limit. Add expenses and income in seconds, organize transactions by category, and understand where your money goes. Whether you want to control daily spending, save for a goal, or manage a trip budget - Cashflow keeps everything clear and easy to follow. Main features: Simple budget tracking Create budgets for your week, month, or any personal goal. Subscriptions manager Track recurring payments and upcoming subscriptions Daily spending guidance See how much you can spend per day and compare it with your current pace. Fast transaction logging Add expenses and income quickly with categories and clear amounts. Spending categories Understand where your money goes: food, transport, shopping, bills, subscriptions, and more. Useful insights View your spending, income, and budget progress in simple visual stats. Flexible budget mode Use Cashflow for trips, savings goals, events, or any budget without a fixed period. Clean and focused design No complicated finance tools. Just a simple way to stay in control of your money. Cashflow is made for people who want a practical budget tracker without spreadsheets, confusing charts, or unnecessary complexity. Take control of your spending, plan your budget, and make your money easier to manage. Cashflow is free to start. Some advanced features, such as extra budgets, deeper insights, and customization, require Cashflow Pro subscription Terms of Use: https://cashflow.selezen.dev/terms Privacy Policy: https://cashflow.selezen.dev/privacy

Klarr is a personal finance app that shows you where your money goes. Import your bank statements, add expenses by hand or from a receipt, and keep an eye on budgets and subscriptions - with your data stored on your iPhone and synced through your own iCloud. IMPORT AND SCAN • Import statements as CSV, Excel (XLSX and XLS) or PDF - including password-protected PDFs • Reads column headings in English, Turkish, German, Spanish, French and Portuguese: separate debit/credit columns, a single amount column, or an amount with Dr/Cr • Re-importing a statement flags duplicates so you can keep or skip each one • Scan a receipt with your camera — Klarr suggests the total, date and merchant for you to check • Your keyword rules sort transactions into categories automatically TRACK EVERYTHING • Add bank accounts, credit cards and wallets, each with its own balance • Set an overall monthly budget, or a budget per category • Keep your subscriptions in one list with a monthly total and optional reminders before they bill • Record transfers between your own accounts without counting them as spending SEE THE BIG PICTURE • A money-flow chart from income to spending • Spending by category and month-by-month comparisons • A daily spending calendar and your weekday spending pattern • Budget progress so you always know where you stand • Ask in plain words: "how much did I spend on food last month", "over 500", "Amazon in March" YOUR PRIVACY • Your data lives on your iPhone and syncs through your own private iCloud - no Klarr account needed • Your iCloud data is private to you - we can't see it • No ads, and your data is never sold • Anonymous crash reports and usage statistics help us fix bugs; they never include amounts, merchants or notes • Export your transactions as CSV or PDF whenever you want ORGANIZE YOUR WAY • Create categories with your own colors and icons • Set rules to tag transactions automatically (e.g. "Netflix" goes to Entertainment) • Select many transactions at once to recategorize or delete them QUICK ENTRY • Log an expense with Siri or the Shortcuts app