Comparison

Smart Buy Decide vs Subs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Buy Decide

Features
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Smart Buy Decide helps you pause, think, and make better purchase decisions — before impulse buying costs you money. Whether you're eyeing new headphones, clothes, or another "must-have" item, Smart Buy Decide gives you a simple framework to decide: buy it, wait, or skip it. HOW IT WORKS • Enter what you want to buy and the price • Answer quick evaluation questions (need vs want, affordability, emotional state, and more) • Get a confidence score and a clear recommendation • Use a wait period to reduce impulse purchases • Log your final decision and track what you've saved KEY FEATURES • Impulse Check — evaluate any purchase in seconds • Wait Period — give yourself 24–48 hours (or longer) before deciding • Purchase History — see what you bought, skipped, and saved • No-Buy Challenge — log impulse-free days and build streaks • Savings Tracker — see estimated savings from skipped purchases • Work-hours calculator — understand cost in time, not just money • Multi-currency support PREMIUM (7-DAY FREE TRIAL) • Unlimited purchase evaluations • Extended wait periods • Full history & calendar • Budget tracking by category • Export your data • Detailed insights & summaries Smart Buy Decide is designed to support better spending habits — not replace financial advice. Small pauses lead to big savings over time. Download Smart Buy Decide and turn "not buying" into a daily win. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subs Subscription Tracker

Manage all your recurring expenses, from subscriptions to rent, in one organized place. Understand your spending, track upcoming payments, and identify potential savings to improve your financial health.

Highlights
  • Track subscriptions and recurring costs
  • See upcoming payments
  • Analyze spending by category
  • Monitor Subscription Health
  • Discover potential savings
  • Organize active, canceled, and inactive subscriptions
  • Sync data with iCloud
Features
Read full description

Your subscriptions. Your fixed costs. Your control. Subscriptions, apps, software, memberships and recurring fixed costs add up quickly. Subs gives you one clear place to see what you're paying for, what's coming next, and where your money goes every month. With Subs, you can: • Track subscriptions and recurring fixed costs in one place • See upcoming payments before they happen • Understand monthly and yearly spending • Organize costs by category • Analyze your Subscription Health • Discover potential savings • Keep track of active, canceled and inactive subscriptions • Keep your data in sync with iCloud Subscription Health Subscription Health helps you understand how your subscriptions affect your budget and encourages more mindful spending. See how much you really spend on subscriptions, which ones make up the biggest share of your costs, and where you may be able to save. Subscriptions and fixed costs, separated Track recurring fixed costs such as rent, utilities or insurance separately from subscriptions. This keeps your Subscription Health focused while still giving you one place to see your recurring payments. Designed for iPhone Built for iOS with a clean, native interface that feels right at home on your iPhone. Stay on top of small monthly costs before they turn into big yearly expenses. Some features require Subs Premium, available as an in-app purchase. Privacy Policy: https://trysubs.app/legal/privacy-app/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Smart Buy Decide4 screens
Subs Subscription Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Subs Subscription Tracker at none against Smart Buy Decide's 2. Subs Subscription Tracker also leads on update cadence (every 4 days vs every 3 weeks). Smart Buy Decide's advantage is iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Smart Buy Decide sells 2 in-app purchases, starting at $3.99 per month. Subs Subscription Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Smart Buy Decide ships an update every 3 weeks, Subs Subscription Tracker every 4 days. The most recent releases landed on September 29, 2026 and October 10, 2026 respectively.

Scorecard3 real differences Ā· 5 level
Smart Buy Decide versus Subs Subscription Tracker: the parameters behind the verdict, then further details
ParameterSmart Buy DecideSubs Subscription Tracker
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size43 MB19 MB
Age rating4+4+
DeveloperLouise ReidAndritoi & Nothaft GbR

In-app purchases

2 purchases

Smart Buy Decide

Subscriptions2
  • Smart Buy Decide Premium7 Days trial$3.991 Month
  • Smart Buy Decide Premium7 Days trial$29.991 Year
None

Subs Subscription Tracker

No in-app purchases

Questions

Is Smart Buy Decide free?
Smart Buy Decide is free to download, with in-app purchases available.
Is Subs Subscription Tracker free?
Subs Subscription Tracker is free to download, with no in-app purchases.
Do Smart Buy Decide or Subs Subscription Tracker have ads?
Neither Smart Buy Decide nor Subs Subscription Tracker shows ads.
Which is updated more often, Smart Buy Decide or Subs Subscription Tracker?
Smart Buy Decide ships an update every 3 weeks, and Subs Subscription Tracker every 4 days. Most recently, Smart Buy Decide was updated on September 29, 2026 and Subs Subscription Tracker on October 10, 2026.

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