Comparison

Split My Paycheck vs Payday Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split My Paycheck

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

Highlights
  • Budget templates
  • Dollar allocation
  • Expense tracking
  • In-app tutorials
  • Data stays on device
  • No accounts or ads
Read full description

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

About

Payday Budget Planner

Features
Read full description

Payday Budget Planner helps you plan each paycheck before your money starts disappearing. Build a clearer budget by assigning bills and savings goals to upcoming paychecks, so you can see what is already committed and what remains available before you spend. Use Payday Budget Planner to: • Add pay schedules and upcoming paychecks • Organize recurring bills and due dates • Assign bills to the paycheck that needs to cover them • Track savings goals alongside your bills • Forecast your budget ahead so pressure shows up early • See remaining cash after planned expenses • Stay in control without bank syncing or noisy dashboards Payday Budget Planner is built for people who budget around payday, not just by month. If you want a simpler way to plan bills, paychecks, and savings in one place, this app gives you a focused system that is easy to maintain. Plan ahead. Reduce surprises. Make every paycheck intentional.

Screenshots

Split My Paycheck4 screens
Payday Budget Planner4 screens

Verdict

The call

The clearest difference is update cadence: Split My Paycheck at every 6 days against Payday Budget Planner's monthly. Payday Budget Planner's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split My Paycheck ships an update every 6 days, Payday Budget Planner monthly. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
Split My Paycheck versus Payday Budget Planner: the parameters behind the verdict, then further details
ParameterSplit My PaycheckPayday Budget Planner
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 6 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod, Apple Watch — better
Requires iOS17.015.1 — better
Further details — not scored
Size7 MB36 MB
Age rating4+4+
DeveloperJonathan BurksPower My Fitness LLC

In-app purchases

None

Split My Paycheck

No in-app purchases

None

Payday Budget Planner

No in-app purchases

Questions

Is Split My Paycheck free?
Split My Paycheck is free to download, with no in-app purchases.
Is Payday Budget Planner free?
Payday Budget Planner is free to download, with no in-app purchases.
Do Split My Paycheck or Payday Budget Planner have ads?
Neither Split My Paycheck nor Payday Budget Planner shows ads.
Which is updated more often, Split My Paycheck or Payday Budget Planner?
Split My Paycheck ships an update every 6 days, and Payday Budget Planner monthly. Most recently, Split My Paycheck was updated on October 31, 2026 and Payday Budget Planner on November 5, 2026.

Other comparisons