Firer App vs Steady

How soon could you be financially free? Firer is a personal FIRE (Financial Independence, Retire Early) calculator that turns your real financial picture into a clear, actionable timeline. Enter your income, spending, savings, and liabilities, and instantly see when different levels of financial independence become possible for you. Your finances, projected forward Firer takes what you earn, spend, own, and owe -- and projects it into the future with conservative, inflation-adjusted assumptions. No guesswork. No generic advice. Just your numbers, your path. Five FIRE paths, one app Not everyone's version of freedom looks the same. Firer calculates timelines for five distinct strategies so you can find the one that fits your life: Lean FIRE -- Live simply on 50% of your current spending Barista FIRE -- Work part-time and let your investments cover the gap Coast FIRE -- Stop saving aggressively and let compound growth do the work Full FIRE -- Achieve complete financial independence from work Fat FIRE -- Retire with 30% extra for comfort and peace of mind Track your wealth in one place Add detailed assets (investments, property, cash), liabilities (mortgage, loans), income sources, and spending categories. Each asset can have its own expected growth rate for more accurate projections. What makes Firer different Personalized FIRE timelines based on your actual financial data Net worth projection chart showing your path to independence Monthly savings targets to keep you on track All numbers shown in today's dollars -- no inflation confusion Beautiful, minimal interface designed for clarity 100% private -- your data stays on your device Built for clarity, not complexity Firer doesn't try to be a budgeting app or a stock tracker. It answers one question clearly: when can you be free? Set up in under two minutes and see your future unfold on a timeline.

Steady is the ultimate dividend income tracker and passive income planner for investors at every level. Whether you're building a retirement portfolio, chasing financial freedom, or just learning how dividends work — Steady gives you every tool you need in one beautifully designed app. TRACK ALL YOUR INCOME IN ONE PLACE Add stocks, ETFs, REITs, bonds, CDs, and high-yield savings accounts. See your annual dividend income broken down by month, day, and hour. Track rental properties and job income alongside your investments for a complete picture of your financial life. WARREN — YOUR AI FINANCIAL ADVISOR Chat with Warren, your personal AI mentor named after the greatest investor of all time. Ask questions about your portfolio, upload brokerage screenshots for instant analysis, and even tell Warren to update your holdings directly from the chat. Warren knows your portfolio, speaks your language, and never judges a "dumb question." SNOWBALL MOMENTUM SCORE Your progress, gamified. Steady's proprietary 1–100 Snowball Score measures your consistency, growth, reinvestment habits, and investing activity. Level up from Snowflake to Avalanche as your portfolio grows — complete with animated snow effects that intensify with your score. PLAN YOUR RETIREMENT Use the built-in retirement calculator to project future dividend income based on your current portfolio and monthly contributions. Discover exactly how much you need to cover your bills and reach true financial independence. Stress-test your portfolio against real historical crashes — the 2008 Financial Crisis, COVID-19, and the Dot-Com Bubble. FINANCIAL EDUCATION — SKILL TREE Learn dividend investing through 12 progressive lessons across 5 tiers, from "What Is a Stock" to "Building an Income Portfolio." Earn XP, unlock new lessons, and build real financial knowledge at your own pace. Each lesson includes visual content and real-world examples. IMPORT FROM ANY BROKERAGE Sync holdings from Fidelity, Charles Schwab, Robinhood, Vanguard, E*TRADE, TD Ameritrade and more via CSV. Or just screenshot your brokerage app — Warren's AI will extract your symbols, share counts, and cost basis automatically. PAPER TRADING Not ready to invest real money? Practice with $10,000 in virtual cash. Trade Apple, Google, Tesla, and 7 more popular stocks with real-time prices and zero risk. CALENDAR & BILL TRACKER Visualize every dividend payment, ex-dividend date, and recurring expense on a color-coded calendar. Know exactly when money is arriving and when bills are due — every month. ACHIEVEMENTS & BADGES Unlock badges like "The Aristocrat" (own 5 Dividend Aristocrats), "Clockwork" (dividends every month of the year), and "The Phoenix" (DRIP enabled for 6 months). Real milestones, real motivation. CUSTOMIZABLE & SECURE Choose from 14 themes including 6 animated backgrounds — Jungle, Space, Ocean, Inferno, Aurora, and Sakura. Protect your portfolio with Face ID, Touch ID, or fingerprint. Available in English, Spanish, French, German, Portuguese, Chinese, Japanese, Korean, Hindi, Arabic, and Russian. PREMIUM — STEADY PRO Unlock unlimited holdings, unlimited Warren messages, dividend cut alerts, brokerage CSV import, and AI portfolio scanning. $4.99/month or $47.99/year. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/