Kuota vs Humble Ledger
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Kuota
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Kuota ā No hard limits. Built for real life spending. Kuota is an expense tracker designed to adapt to how you actually spend. Most budgets assume every month looks the same, but real life is rarely that predictable. Kuota adjusts to unexpected expenses, changing income, and evolving goals so you can stay in control without constant recalculation or the added stress of rigid budgets. With Kuota: ⢠Track your money quickly and effortlessly Recent and frequent entries are always within reach, so logging expenses takes just a few taps. ⢠Understand your spending, simply A calm monthly summary with category breakdowns and gentle comparisons helps you reflect without feeling judged. ⢠Keep a simple daily diary Each day you log becomes part of a clear month-long view that shows which days are covered and how spending shifts over time. ⢠Adapt to real life spending Kuota encourages you to keep going even during imperfect or inconsistent months. Your budget adapts to how you spend. ⢠Stay private by design Your data stays yours. Tracking is intentionally minimal so you can focus on what matters. Kuota Premium unlocks additional planning features. With a yearly subscription, it costs about $0.11 a day. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Humble Ledger
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Humble Ledger is a calm, private expense tracker built for people whose money lives in more than one currency. Log every transaction in its own currency, converted to your home currency at that day's exchange rate, and see your whole net worth in one place. No bank logins, no Plaid, no syncing your accounts to anyone - you keep your ledger by hand, on purpose. WHO IT'S FOR Digital nomads, expats, freelancers with overseas clients, and anyone who travels often enough that a single-currency budget app stops making sense. If you earn in one currency, spend in another, and save in a third, most expense trackers quietly reconvert your whole history at today's rate and lose the truth of what you actually paid. Humble Ledger doesn't. WHY HUMBLE LEDGER ⢠Truly multi-currency. Spend in THB, earn in USD, save in EUR - each transaction keeps its native currency and converts at the exchange rate for that day, so your totals add up in one home currency. ⢠Manual-first and private. Nothing is auto-imported. Your finances stay on your device and in your own account - not brokered through a third party. ⢠Fast capture. A purpose-built keypad makes logging an expense a few taps: amount, category, done. ⢠Budgets that track the calendar. Set a weekly, monthly, or yearly limit per category and watch it against the real period. ⢠Recurring, made deliberate. Rent, subscriptions, salary - Humble Ledger surfaces them when they're due and you confirm them into your ledger, adjusting the amount when a bill varies. ⢠Net worth at a glance. Track account balances over time and see the trend, all in your home currency. ⢠Reports that answer the question. See where the money went by category, and how this month compares to the last, without building a spreadsheet. ⢠Tags for the cuts categories can't make. Mark a trip, a client, a shared bill, and pull those totals out on their own. ⢠Import and export. Bring history in from a CSV and take everything back out whenever you like. Your ledger is yours, in a format you can read without us. Careful money, in any currency. Humble Ledger offers optional auto-renewing subscriptions (monthly and yearly). Subscriptions renew automatically unless canceled at least 24 hours before the end of the period; manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.humbleledger.com/legal/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Humble Ledger at 16.4 against Kuota's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Kuota sells 6 in-app purchases, starting at $4.99 per month and Humble Ledger sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Kuota ships an update weekly, Humble Ledger every 4 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Kuota | Humble Ledger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 4 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 18.0 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 19 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | M Kueh | Parent Systems LLC |
In-app purchases
Kuota
- Kuota Premium ā Monthly$4.991 Month
- Kuota Premium ā Yearly7 Days trial$34.991 Year
- Small Tip$1.99
- Medium Tip$4.99
- Large Tip$9.99
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- Kuota Premium ā Lifetime$89.00
Humble Ledger
- Monthly$4.991 Month
- Yearly$49.991 Year
- Founders Lifetime$129.99









