Splitways vs Horizon

Stop chasing roommates for rent and untangling trip expenses in a group chat. Splitways keeps every shared cost organized so nobody gets stuck footing the bill. BUILT FOR • Roommates splitting rent, utilities, and groceries • Group trips and vacations with shifting expenses • Recurring dinners, parties, and friend hangouts • Any group that owes each other money HOW IT WORKS • Create a group for your house, trip, or crew • Log expenses as equal, percentage, or exact splits • Invite friends so everyone can add their own costs • Attach receipt photos to keep every purchase on record • Smart settlement figures out the fewest payments needed to even everyone out — no more IOU spreadsheets PREMIUM (Member or Group Pass) • AI Receipt Fill: snap a receipt and Splitways fills in the amount, currency, and date for you — just double-check before saving (requires internet) • Multi-Currency Settlement: traveled with more than one currency? Convert everything into a single payout currency using daily European Central Bank / Frankfurter rates • Ad-free everywhere (Member) or on your Premium Group's pages (Group Pass) • Payment reminders so you're not the one nagging • Export clean PDF or CSV reports for your records • Group Pass upgrades your whole crew at once — no need for everyone to subscribe separately Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://i-mars.cc/splitbill.html

Unify every market you invest in. Score every stock you own. Collect every dividend you earn. Steer with alerts that reach you first. Horizon is the portfolio compass for global dividend and quality investors. Free to download, with 2 weeks of full access for every new user. No payment details required. No ads and no tracking. UNIFY YOUR WORLD - Track stocks, ETFs, and funds across 7 markets: the US, Japan (stocks and mutual funds), India, China, Hong Kong, Korea, and Singapore - Unlimited named portfolios with consolidated multi-portfolio views - Multiple purchase lots per stock with full transaction history - CSV import from 14 broker formats including SBI, Rakuten, MooMoo, and ICICI Direct, plus one-tap CSV Reconcile - 12 display currencies with live exchange rates and per-lot cost basis in any currency - Japan extras: shareholder benefit (Kabunushi Yutai) schedules and fund NAV tracking SCORE EVERY HOLDING - Compounder Quality Score from 0 to 10 for every stock and ETF - Sentinel Dividend Safety Score from 0 to 100, graded A to F, with a note when reported earnings understate cash flow - Piotroski F-Score with a full test-by-test breakdown - Return on Invested Capital for US stocks - Fair value ranges for stocks in every market, with bull and bear cases and Margin of Safety badges - Covered-call ETF income: distribution tax treatment (qualified, ordinary, return of capital, Section 1256) for funds like JEPQ, QQQI, and SPYI, and accurate yield for monthly payers COLLECT EVERY DIVIDEND - Monthly income calendar: received versus projected, side by side - Received ledger: a month-by-month record of dividends actually paid, gross and net - Optional dividend reinvestment (DRIP): each dividend added to your holding as a new lot - Dividend Growth Rate over 1Y, 3Y, and 5Y, plus a multi-year income trend - Income goals with progress tracking, and a Conviction Engine that ranks holdings by Yield-on-Cost - Tax-loss harvesting flags for US wash-sale and UK 30-day windows, with a warning before a position turns long-term STEER WITH CONFIDENCE - Your market live on the Lock Screen and in the Dynamic Island, from the open to the close - Lock Screen and home screen widgets that update at each market's close - Dividend date alerts before ex-dividend and payment dates - End-of-day portfolio summaries, price alerts, metric alerts, and score-change alerts when a holding's quality score moves - Risk dashboard with weighted Beta, P/E, and P/B, plus earnings calendar, currency exposure, sector allocation, and 52-week range - Corporate actions: recent splits and special distributions - Portfolio advisor, rebalancing calculator, position sizing, and a trade history you can keep - Apple Watch companion, Control Center controls, Spotlight, and Siri Shortcuts - Full macOS app with Premium PRIVACY FIRST - No account required: your portfolio stays on your device - Portfolio questions are answered on your device, on Apple's servers through Private Cloud Compute, or with your own Gemini key, and only after you allow it - Optional iCloud sync that you control - App Lock with Face ID, Touch ID, or passcode - No ads and no tracking Premium unlocks unlimited holdings, backtesting, share cards, and the Mac app, at $2.99 per month or $19.99 per year (US prices; the App Store shows yours). The free tier stays free forever for up to 5 holdings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://marsstudio.app/horizon/privacy