Comparison

Bills Due Tracker vs Smart Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bills Due Tracker

Manage all your recurring expenses, from rent to subscriptions, without linking bank accounts. Get timely reminders and plan your spending based on your paychecks to avoid missing due dates.

Highlights
  • Plan bills by paycheck
  • View upcoming and overdue bills
  • Mark bills as paid
  • Set custom reminders
  • Track subscription costs
  • CSV export
  • Home screen widgets
Features
Read full description

See which bills each paycheck needs to cover, without linking your bank. Bills Due Tracker keeps rent, utilities, subscriptions, loans and every recurring bill in one simple place. Add your bills once, get reminded before they're due, and mark them paid when you're done. PLAN BY PAYCHECK - Paycheck Plan groups your bills by pay period: every 2 weeks, twice a month, weekly or monthly - See what this paycheck has to cover and what's left after bills - Overview shows what's safe to spend until your next payday SEE WHAT'S DUE - Overdue, due today and the next 7 days at a glance - Calendar view with monthly totals and a "Pulling Today" summary - Monthly Plan: total due, what's paid and what's left - Swipe to mark paid, snooze, archive or duplicate - Autopay tracking for bills that pay themselves SNAP A BILL (PRO) Take a photo of a paper bill or pick a screenshot. Bills Due Tracker reads the amount, due date and biller on your iPhone and fills them in for you to check before saving. The image isn't saved or sent anywhere. STAY ON TOP OF IT - Reminders before every due date, plus an optional daily digest - Your own categories with a custom name, color and icon - Subscriptions view with your monthly and yearly cost - Payment history with a 6-month chart and top categories - Home Screen widgets - CSV export for backup or spreadsheets GO PRO (ONE-TIME PURCHASE) Upgrade once and unlock everything. No subscription, no recurring charges. - Unlimited bills (the free version includes 12) - Scan a Bill: snap a paper bill or screenshot to fill in the details - Unlimited custom categories (the free version includes 2) - Full Paycheck Plan: multiple income sources, 3 to 12 pay periods and the remaining amount - Debt payoff tracking with balances, progress and credit card utilization - Multiple reminders per bill (same day, 1, 3 or 7 days before) - Complete CSV export with payment history - No ads SIMPLE BY DESIGN No bank linking. No account required. No subscription. Just add your bills and know exactly what's due and when.

About

Smart Tracker

Manage your finances effortlessly by tracking bills, subscriptions, and shared expenses. Set visual savings goals with 'Savings Jars' and monitor your progress. The app offers real-time sync, payment reminders, and multi-currency support.

Highlights
  • Track bills and subscriptions
  • Savings goals with visual jars
  • Split shared expenses
  • Overdue payment alerts
  • Multi-currency support
  • Export data to CSV
  • Face ID lock
Features
Read full description

Smart Tracker keeps every bill, subscription and savings goal in one calm place, so you always know what's due, what's paid and what you really spend. BILLS - Add rent, utilities, subscriptions and one-time costs in seconds - Tick bills off as you pay and see each month at a glance - Spot overdue bills and catch up on payments missed in earlier months - Bills that vary? Enter the amount when you pay - Reminders before a bill is due, with Mark as Paid right from the notification INSIGHTS - What you spend per month and per year - Spending by category and your biggest bills - See when a price goes up SAVINGS JARS - Create goals with a target and an optional date - Add or take out money and watch the jar fill - A full history of every deposit and withdrawal PRIVATE AND YOURS - Use it without an account, kept on your iPhone only - Or create a free account to back up and sync - Lock the app with Face ID or Touch ID ALSO - Monthly budget and budget alerts - Light and dark mode - Choose your currency symbol - PDF report, CSV export and CSV import

Screenshots

Bills Due Tracker4 screens
Smart Tracker4 screens

Verdict

The call

The clearest difference is rating: Smart Tracker at 5.0 against Bills Due Tracker's 4.4. Smart Tracker also leads on in-app purchases (none vs 1) and iOS requirement (15.1 vs 18.5). Bills Due Tracker's advantage is ratings volume (8 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bills Due Tracker sells 1 one-off in-app purchase. Smart Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Smart Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Bills Due Tracker has 8 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Bills Due Tracker ships an update every 3 weeks, Smart Tracker fortnightly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Bills Due Tracker versus Smart Tracker: the parameters behind the verdict, then further details
ParameterBills Due TrackerSmart Tracker
PriceFreeFree
Rating4.4 (8 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings8 — better1
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS18.515.1 — better
Further details — not scored
Size8 MB30 MB
Age rating4+4+
DeveloperChad PickardMohammad Abdallah

Customer experience

Bills Due Tracker

All ratings8 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Smart Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Bills Due Tracker

One-time1
  • Pro Unlock$9.99
None

Smart Tracker

No in-app purchases

Questions

Is Bills Due Tracker free?
Bills Due Tracker is free to download, with in-app purchases available.
Is Smart Tracker free?
Smart Tracker is free to download, with no in-app purchases.
Which has better reviews, Bills Due Tracker or Smart Tracker?
Smart Tracker is rated higher. Bills Due Tracker averages 4.4 out of 5 from 8 ratings, while Smart Tracker averages 5.0 from 1 ratings.
Do Bills Due Tracker or Smart Tracker have ads?
Neither Bills Due Tracker nor Smart Tracker shows ads.
Which is updated more often, Bills Due Tracker or Smart Tracker?
Bills Due Tracker ships an update every 3 weeks, and Smart Tracker fortnightly. Most recently, Bills Due Tracker was updated on November 7, 2026 and Smart Tracker on October 31, 2026.

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