Bills Due Tracker vs Smart Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bills Due Tracker
Manage all your recurring expenses, from rent to subscriptions, without linking bank accounts. Get timely reminders and plan your spending based on your paychecks to avoid missing due dates.
- Plan bills by paycheck
- View upcoming and overdue bills
- Mark bills as paid
- Set custom reminders
- Track subscription costs
- CSV export
- Home screen widgets
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See which bills each paycheck needs to cover, without linking your bank. Bills Due Tracker keeps rent, utilities, subscriptions, loans and every recurring bill in one simple place. Add your bills once, get reminded before they're due, and mark them paid when you're done. PLAN BY PAYCHECK - Paycheck Plan groups your bills by pay period: every 2 weeks, twice a month, weekly or monthly - See what this paycheck has to cover and what's left after bills - Overview shows what's safe to spend until your next payday SEE WHAT'S DUE - Overdue, due today and the next 7 days at a glance - Calendar view with monthly totals and a "Pulling Today" summary - Monthly Plan: total due, what's paid and what's left - Swipe to mark paid, snooze, archive or duplicate - Autopay tracking for bills that pay themselves SNAP A BILL (PRO) Take a photo of a paper bill or pick a screenshot. Bills Due Tracker reads the amount, due date and biller on your iPhone and fills them in for you to check before saving. The image isn't saved or sent anywhere. STAY ON TOP OF IT - Reminders before every due date, plus an optional daily digest - Your own categories with a custom name, color and icon - Subscriptions view with your monthly and yearly cost - Payment history with a 6-month chart and top categories - Home Screen widgets - CSV export for backup or spreadsheets GO PRO (ONE-TIME PURCHASE) Upgrade once and unlock everything. No subscription, no recurring charges. - Unlimited bills (the free version includes 12) - Scan a Bill: snap a paper bill or screenshot to fill in the details - Unlimited custom categories (the free version includes 2) - Full Paycheck Plan: multiple income sources, 3 to 12 pay periods and the remaining amount - Debt payoff tracking with balances, progress and credit card utilization - Multiple reminders per bill (same day, 1, 3 or 7 days before) - Complete CSV export with payment history - No ads SIMPLE BY DESIGN No bank linking. No account required. No subscription. Just add your bills and know exactly what's due and when.
Smart Tracker
Manage your finances effortlessly by tracking bills, subscriptions, and shared expenses. Set visual savings goals with 'Savings Jars' and monitor your progress. The app offers real-time sync, payment reminders, and multi-currency support.
- Track bills and subscriptions
- Savings goals with visual jars
- Split shared expenses
- Overdue payment alerts
- Multi-currency support
- Export data to CSV
- Face ID lock
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Smart Tracker keeps every bill, subscription and savings goal in one calm place, so you always know what's due, what's paid and what you really spend. BILLS - Add rent, utilities, subscriptions and one-time costs in seconds - Tick bills off as you pay and see each month at a glance - Spot overdue bills and catch up on payments missed in earlier months - Bills that vary? Enter the amount when you pay - Reminders before a bill is due, with Mark as Paid right from the notification INSIGHTS - What you spend per month and per year - Spending by category and your biggest bills - See when a price goes up SAVINGS JARS - Create goals with a target and an optional date - Add or take out money and watch the jar fill - A full history of every deposit and withdrawal PRIVATE AND YOURS - Use it without an account, kept on your iPhone only - Or create a free account to back up and sync - Lock the app with Face ID or Touch ID ALSO - Monthly budget and budget alerts - Light and dark mode - Choose your currency symbol - PDF report, CSV export and CSV import
Screenshots
Verdict
The clearest difference is rating: Smart Tracker at 5.0 against Bills Due Tracker's 4.4. Smart Tracker also leads on in-app purchases (none vs 1) and iOS requirement (15.1 vs 18.5). Bills Due Tracker's advantage is ratings volume (8 vs 1). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bills Due Tracker sells 1 one-off in-app purchase. Smart Tracker asks for nothing beyond the download.
Smart Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Bills Due Tracker has 8 ratings behind it against 1, so its average is the more settled of the two.
Bills Due Tracker ships an update every 3 weeks, Smart Tracker fortnightly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | Bills Due Tracker | Smart Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (8 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 8 — better | 1 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 8 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Chad Pickard | Mohammad Abdallah |
Customer experience
Bills Due Tracker
Smart Tracker
In-app purchases
Bills Due Tracker
- Pro Unlock$9.99
Smart Tracker
No in-app purchases
Questions
Is Bills Due Tracker free?
Is Smart Tracker free?
Which has better reviews, Bills Due Tracker or Smart Tracker?
Do Bills Due Tracker or Smart Tracker have ads?
Which is updated more often, Bills Due Tracker or Smart Tracker?
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