DivvyGo vs BYOSW

出國旅遊記帳與分帳，從未如此簡單！ 還在用計算機手動換算匯率嗎？還在為旅遊結帳時誰欠誰錢而煩惱嗎？ DivvyGo 是專為旅人設計的團隊分帳 App，解決您在旅途中的所有金錢瑣事。 【核心功能】 即時匯率換算：支援全球主要貨幣，每 2 小時自動更新，記帳時直接輸入當前幣別，自動幫你換算成基準貨幣。 團隊同步分帳：建立房間、分享代碼，所有成員即時同步消費明細。 靈活分帳模式：支援平分、指定金額、比例分攤，滿足各種消費場景（如：有人沒吃甜點、有人多喝一杯）。 智能建議轉帳：結算時自動計算「最少轉帳次數」，讓大家省去零錢困擾。 隱私保護 (Privacy First)：所有房間資料在建立 30 天後將自動永久刪除，不收集多餘資料，保障您的行程與財務隱私。 訪客機制：旅伴不需要下載 App，您也可以手動新增「訪客」幫他記帳。 【適用場景】 畢業旅行跨國遊、好友連假出團、家庭出遊、情侶日常記帳。

byosw is built for the times you spend money with other people — group trips, shared rent and utilities, dinners with friends, gifts for someone, family expenses. It tracks who paid, who owes whom, and settles with the fewest transfers. 【Sound familiar?】 • Eight friends took turns paying on a trip, and now nobody can untangle the currencies. • Roommates split utilities, but the bill is different every month and someone always feels shortchanged. • Dinner for six, but two skipped the appetizers and one didn't drink — splitting evenly isn't fair. • A group gift where everyone chipped in different amounts. • You spotted a friend a cab fare three months ago and forgot. byosw handles all of these. 【How it fits real life】 • Travel: Create a "Tokyo Trip" group, log expenses as they happen. At the end, byosw tells you who should transfer what to whom — usually two or three transfers settle the whole trip. • Roommates: Create an "Apartment" group, split utilities by your preferred ratio (room size, headcount, or usage), and clear it month-end with one tap. • Dinners: Open the app at the table, enter amounts and pick who joined — people who didn't come don't pay. Shared appetizers and individual drinks both work cleanly. • Reimbursements: The Friends tab aggregates debts across all your groups, so you see at a glance who owes you and who you owe. • Multi-currency: Yen for souvenirs, TWD for the hotel, USD for the taxi — auto-converted to your preferred currency. 【Why byosw】 byosw covers every step of splitting expenses in one place: • Four split methods: equal, exact, percentage, shares • Live multi-currency conversion • Smart settlement (minimum transfers to clear all debts) • Real-time push notifications, activity history, friend system • Three sign-in methods, three languages, light/dark themes Settle the money, then go enjoy each other's company. 【Privacy】 byosw does not collect your precise location, and does not sell or rent your data to third parties. Receipt images stay on your device only and are never uploaded to our servers. Full privacy policy: https://byosw.fcreps.com/privacy/ 【Account Deletion】 Delete your account anytime via "Account → Danger zone → Delete account" within the app. Personal data is removed immediately. 【Support】 Questions or feedback: support@fcreps.com