Comparison

Ledger Book vs Cobranza Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ledger Book

This app is a digital ledger for managing client accounts, debts, and payments. It offers features like PDF statement generation, offline data storage for privacy, and secure backups. It aims to be a fast and accurate financial assistant for businesses and individuals.

Highlights
  • Client and debt management
  • Generate PDF statements
  • Offline-first privacy
  • Smart search and sorting
  • Secure backup and restore
Features
Read full description

Ledger Book - Debt Manager is the ultimate digital alternative to paper notebooks. Designed for merchants, small business owners, and individuals, it helps you organize debts, IOUs, and payments with absolute precision. Enjoy a clean, fast interface combined with powerful accounting features. Key Features: 1. Comprehensive Client & Debt Management: Add unlimited clients. Record balances (owed to you or by you) and payments quickly. The net balance updates automatically after every transaction. 2. Professional PDF Statements: Generate detailed PDF account statements with a single tap. Share them instantly with clients via WhatsApp, email, or any other platform to ensure transparency. 3. Ultimate Privacy (Offline-First): Your financial data and client records are stored exclusively on your device. We do not upload your data to any external servers, ensuring 100% privacy. 4. Smart Search & Sorting: Instantly find any client or invoice by name or phone number. Sort your list by highest debt, newest, or oldest to prioritize collections. 5. Secure Backup & Restore: Protect your records from loss by creating local backups. Easily restore your data when changing devices. Why choose Ledger Book? It replaces expensive accountants and complex software, focusing on speed and accuracy. It’s your personal financial assistant right in your pocket! Subscription & Gold Version: Enjoy a free trial of up to 50 transactions to test the app's efficiency. To unlock unlimited transactions and clients, upgrade to the Gold Package: - Available as a Monthly or Yearly subscription. - Payment will be charged to your iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Subscriptions may be managed by the user in Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Cobranza Digital

Features
Read full description

Digital Collections helps you manage customers, collections, payments, and outstanding balances directly from your iPhone. It is a practical accounts receivable app for independent professionals, small businesses, salespeople, and service providers who sell on credit or need a simple way to track money owed to their business. Add customers, create collections for products or services, set up payment plans, and quickly see how much has been paid and how much remains to be collected. Every collection includes a visual progress indicator to make payment tracking easier. With Digital Collections, you can: - Add customers with contact information and notes. - Create collections for products or services. - Set payment dates, amounts, and payment schedules. - Record payments and review payment history. - Track outstanding balances and collection progress. - Create and share payment receipts as images. - Organize products and services in a catalog. - View a dashboard with customers, collections, and payments. - Review detailed payments by customer and date range. - Organize customers into folders. - Create color-coded quick notes. - Customize your contact information and business logo. - Create and restore local backups. - Use light mode, dark mode, or the system appearance. Digital Collections PRO removes ads and unlocks advanced features, including collection images, additional charges, and complete export to spreadsheet files. Your data is stored locally on your device. You do not need to create an account or rely on external servers to use the main features. Keep your customers organized, record every payment, and stay in control of your daily collections. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.ineriam.com/privacy.html

Screenshots

Ledger Book4 screens
Cobranza Digital4 screens

Verdict

The call

The clearest difference is in-app purchases: Cobranza Digital at none against Ledger Book's 2. Ledger Book's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ledger Book sells 2 in-app purchases, starting at $4.99 per month. Cobranza Digital asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Ledger Book versus Cobranza Digital: the parameters behind the verdict, then further details
ParameterLedger BookCobranza Digital
PriceFreeFree
Rating4.7 (15 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings15 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size41 MB6 MB
Age rating12+4+
DeveloperMuhammed Nur WALIAmado Mata

In-app purchases

2 purchases

Ledger Book

Subscriptions2
  • Pro Access (Monthly)$4.991 Month
  • Pro Access (Yearly)$19.991 Year
None

Cobranza Digital

No in-app purchases

Questions

Is Ledger Book free?
Ledger Book is free to download, with in-app purchases available.
Is Cobranza Digital free?
Cobranza Digital is free to download, with no in-app purchases.
Do Ledger Book or Cobranza Digital have ads?
Both Ledger Book and Cobranza Digital show ads.
Which is updated more often, Ledger Book or Cobranza Digital?
Ledger Book ships an update every 2 weeks, and Cobranza Digital every 2 weeks. Most recently, Ledger Book was updated on October 31, 2026 and Cobranza Digital on October 25, 2026.

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