Comparison

Payday Timer vs Accelerated

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payday Timer

Easily track your upcoming paychecks with a clear countdown to your next payday. Monitor earnings from multiple jobs, mark payments as received, and view detailed income history and statistics. All your paycheck information in one straightforward, ad-free app.

Highlights
  • Paycheck countdown with amount and date
  • Track multiple income sources
  • Mark paychecks as paid
  • View paycheck history
  • Earnings statistics and projections
  • Income graphs by source and time
Read full description

Payday Timer is the simplest way to count down to your next paycheck. Track every job, mark paychecks as paid, see your earnings grow, and know exactly when payday hits — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the paycheck countdown you want. PAYCHECK COUNTDOWN Your next payday sits front and center with a clean day count, the paycheck amount, and the exact date you'll be paid. Add a second job, a side hustle, or any recurring income source and every paycheck shows up on the same screen in order of whoever's paid next. Weekly, biweekly, semi-monthly, or monthly — Payday Timer handles every pay schedule. PAID EARLY, ON TIME, OR LATE Every paycheck gets tagged based on when it actually hit versus when it was scheduled. See at a glance which jobs pay early, which pay on time, and which pay late. No other paycheck tracker gives you this level of insight into your income patterns. MARK AS PAID When a paycheck comes in, tap Mark as Paid and Payday Timer logs the date and rolls forward to your next one. Tap by mistake? One-tap undo. PAYCHECK HISTORY Every paycheck you mark as paid is saved to the History tab with the date, amount, source, and on-time status. Look back at any time to see what you've been paid, when, and from which job. EARNINGS STATS The Stats tab gives you a full picture of your income: year-to-date earnings, this month's total, paid-in-month tracking, projected yearly earnings based on your pay schedule, paycheck progress for the year, and a preview of your next three paydays. Every number you need to understand your income, in one scroll. INCOME GRAPHS The Graphs tab visualizes your earnings three ways: cumulative earnings with actual versus projected trajectory, monthly income by month, and income by source so you can see how each job contributes to your total. Watch your yearly earnings add up in real time. THE TOOLKIT Payday Timer works great on its own — and even better alongside our full suite of finance tools. Jump into Rent Due Timer to stay ahead of rent, BridgeBudget to manage your monthly finances, Split My Paycheck to divide your income into clear categories, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're counting down to your first paycheck, tracking hourly wages across multiple jobs, or watching your salary add up through the year, Payday Timer gives you the clearest view of when you're getting paid and how much. Download Payday Timer today and start counting down to your next paycheck.

About

Accelerated

Access short-term cash advances from a network of lenders to cover unexpected expenses. Submit one request to compare offers without obligation and receive funds directly to your bank account. Not a lender, but a facilitator connecting you with potential loan options.

Highlights
  • Connects to multiple lenders
  • Compare loan offers
  • No obligation to accept
  • Funds sent to bank account
  • Clear terms upfront
Features
Read full description

Bills rarely send a warning before they arrive. A car repair, a medical copay, a utility bill that climbed higher than expected - Accelerated helps you cover the gap with a short-term cash advance from a network of lenders, without the runaround of a traditional bank application. How Accelerated works Accelerated is not a lender and does not make credit decisions. We connect your request with lenders in our network so you can review an offer that fits your situation. Submit one request, review the terms a lender presents, and decide whether to move forward - there is no obligation to accept. Loan amounts and terms Loan amounts start from $250 and go up to $500 for first-time requests, with larger amounts available to returning borrowers up to $3,500. Repayment terms range from 2 to 24 months. The annual percentage rate (APR) on a cash advance through Accelerated ranges from 5.99% to 35.99%. Not all applicants will qualify for the lowest rate or the largest amount; offers depend on the lender's review of your information. Representative example A $250 cash advance with a 35.99% APR repaid over 3 months would result in roughly 3 monthly payments of about $88, for a total repayment of approximately $265. Actual offers vary based on the lender, your details, and state law. What you can expect - One request reaches multiple lenders, so you compare without repeating forms. - Clear terms before you agree: amount, APR, due dates, and any fees are shown up front by the lender. - No obligation to accept any offer you receive. - Funds sent directly to your bank account when a lender approves and you accept. Who can apply To request a cash advance through Accelerated, you must be at least 18 years old (19 in Alabama and Nebraska, 21 in Mississippi), a resident of the United States, with a regular source of income, an active checking account, and a valid email and phone number. Meeting these requirements does not guarantee approval or specific terms. Important disclosures Accelerated is not a lender, loan broker, or agent of any lender. We do not control the lending decisions, loan terms, or APRs offered by lenders in the network. Rates and terms vary by lender, applicant, and state, and some states may not be eligible. Cash advances are intended for short-term financial needs and are not a long-term financial solution. Submitting a request is not an application for credit and does not guarantee that you will receive an offer. Late or missed payments may result in additional fees and may affect your credit standing. Review the full terms of any offer before accepting. This service is not available in all states. Residents of some states may not be eligible.

Screenshots

Payday Timer4 screens
Accelerated4 screens

Verdict

The call

The clearest difference is rating: Payday Timer at 5.0 against Accelerated's 3.5. Accelerated's advantage is update cadence (weekly vs every 3 months) and ratings volume (14 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payday Timer holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 3 and 14 respectively.

UpkeepUpdate frequency

Payday Timer ships an update every 3 months, Accelerated weekly. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 6 level
Payday Timer versus Accelerated: the parameters behind the verdict, then further details
ParameterPayday TimerAccelerated
PriceFreeFree
Rating5.0 (3 ratings) — better3.5 (14 ratings)
Number of ratings314 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size7 MB5 MB
Age rating4+17+
DeveloperJonathan BurksAccelerated Self Loans LLC

Customer experience

Payday Timer

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Accelerated

All ratings4 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Payday Timer

No in-app purchases

None

Accelerated

No in-app purchases

Questions

Is Payday Timer free?
Payday Timer is free to download, with no in-app purchases.
Is Accelerated free?
Accelerated is free to download, with no in-app purchases.
Which has better reviews, Payday Timer or Accelerated?
Payday Timer is rated higher. Payday Timer averages 5.0 out of 5 from 3 ratings, while Accelerated averages 3.5 from 14 ratings.
Do Payday Timer or Accelerated have ads?
Neither Payday Timer nor Accelerated shows ads.
Which is updated more often, Payday Timer or Accelerated?
Payday Timer ships an update every 3 months, and Accelerated weekly. Most recently, Payday Timer was updated on October 31, 2026 and Accelerated on October 29, 2026.

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