Comparison

TrustMe vs Last Payment

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TrustMe

Features
Read full description

Title: Master Your Subscriptions with AI Ever forgot to cancel a free trial? Or wondered where all your money goes each month? Meet [App Name], the AI-powered subscription manager that listens to you—literally. AI Voice Entry - "Just Say It" No more tedious typing. Just say "Netflix $15 every month," and our AI instantly creates the detailed record for you. It's the fastest way to track expenses. Smart Alarms & Notifications Never get hit with a surprise bill again. Set customized alarms for every subscription. We notify you before the renewal hits, giving you time to cancel or approve. Why Choose [App Name]? Instant Visualization: See your monthly and yearly spend at a glance. Global Ready: Built-in support for global currencies and exchange rates. Offline Privacy: Your financial data stays on your device. We don't track you; we help you track your money. Smart Budgeting: Sort, filter, and analyze your recurring expenses to optimize your budget. Take full control of your recurring expenses today! Privacy Policy: https://raw.githubusercontent.com/lip5201/b/main/PrivacyPolicy.md Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Last Payment

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

Highlights
  • Offline data privacy
  • Unlimited bill tracking
  • Flexible recurring payment setup
  • Upcoming, overdue, and paid expense overview
  • Customizable reminders
  • Spending analytics
  • Export to CSV & PDF
Features
Read full description

Tired of forgetting due dates and paying late fees? Last Payment keeps every bill, loan and subscription in one calm list. No account, no internet, no data leaving your phone. WHY LAST PAYMENT? • 100% offline and private: your financial data never leaves your device. No sign-up, no server, no data breaches. Delete the app and the data goes with it. • Unlimited tracking: add as many bills, rent payments, credit cards or loans as you need. No hidden limits. • Any rhythm: weekly, every 2 weeks, monthly, yearly, installments (counting up 3/12) or one-time. Set it once. • Missed months don't disappear: skip a month and it stays on your home screen as an overdue badge until you settle it, one tap at a time. • Record what you actually paid: gas isn't the same every month. Enter the real amount and every period keeps its own figure. • Skip a period: an unused subscription or a postponed fee leaves the overdue list without counting as paid. • Home screen widget: your next payments at a glance, overdue first. On iOS. • Reminders that don't give up: an advance heads-up at 09:00, a due-day alert at 15:00 and a follow-up if the payment slips. Tap a notification to open the payment. • Analytics that tell the truth: totals built from real amounts, a payment-by-payment breakdown and a history chart for each payment. • Timeline: the full history of every payment, month by month. Paid, unpaid, skipped, ended. • A backup you own: export everything to a file and restore it later, merging or replacing your list. • Dark and light mode, 6 languages, any currency. GO FURTHER WITH PRO • Reminders any number of days ahead • Trend, forecast and consistency cards in Analytics • Export your history as CSV or PDF • Full widget view: every upcoming payment, not just the next one WHAT CAN YOU TRACK? • Rent, mortgage and HOA fees • Electricity, water, gas and internet • Credit card payments and installments • Personal debts and loans • Digital subscriptions and gym memberships • Insurance and yearly fees Download Last Payment and stop paying late fees.

Screenshots

TrustMe4 screens
Last Payment4 screens

Verdict

The call

The clearest difference is update cadence: TrustMe at weekly against Last Payment's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TrustMe sells 2 in-app purchases, starting at $4.99 per month and Last Payment sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TrustMe ships an update weekly, Last Payment every 3 weeks. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
TrustMe versus Last Payment: the parameters behind the verdict, then further details
ParameterTrustMeLast Payment
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size6 MB60 MB
Age rating4+4+
Developerpeng liEmre Balli

In-app purchases

2 purchases

TrustMe

Subscriptions2
  • Pro Monatlich1 Month trial$4.991 Month
  • Pro Jährlich1 Year trial$49.991 Year
2 purchases

Last Payment

Subscriptions2
  • Last Payment Pro Monthly$3.991 Month
  • Last Payment Pro Yearly7 Days trial$19.991 Year

Questions

Is TrustMe free?
TrustMe is free to download, with in-app purchases available.
Is Last Payment free?
Last Payment is free to download, with in-app purchases available.
Do TrustMe or Last Payment have ads?
Neither TrustMe nor Last Payment shows ads.
Which is updated more often, TrustMe or Last Payment?
TrustMe ships an update weekly, and Last Payment every 3 weeks. Most recently, TrustMe was updated on October 24, 2026 and Last Payment on October 31, 2026.

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