ClaimLyra vs Asset Recovery

ClaimLyra helps you find money the system owes you — from class action settlements you qualify for to forgotten 401(k)s, uncashed savings bonds, state treasury holdings, and more. We don't take a cut. We don't charge finder's fees. We never ask for your Social Security Number or financial details. ClaimLyra is a checklist and tracker that points you to the official, free, government-run sources where unclaimed money is held — and helps you keep track of what you've searched and what you've claimed. CLASS ACTION SETTLEMENTS • Browse open class action settlements you may qualify for • Filter to find claims that require no proof • Save settlements to your "My Claims" list • See payouts, deadlines, and required evidence at a glance FIND MONEY (NEW) Search 8 official government databases that hold unclaimed money: • MissingMoney.com — multi-state treasuries, endorsed by NAUPA • Lost Retirement Savings — forgotten 401(k)s and pensions • Treasury Hunt — matured U.S. savings bonds • Workers Owed Wages — back pay from DOL investigations • IRS Refunds — undelivered federal tax refund checks • HUD/FHA Refunds — mortgage insurance refunds • U.S. Bureau of Fiscal Service — federal agency unclaimed assets • Bank of Canada — Canadian dormant account balances Tap any source to open the official site in Safari. ClaimLyra tracks which databases you've searched and when, so nothing slips through the cracks. WHY CLAIMLYRA EXISTS Billions of dollars in unclaimed money sit in government databases waiting for the rightful owners. Most people don't even know these databases exist — and the ones who do don't know which apply to them, or remember to re-search as new properties get reported. ClaimLyra brings them all together with class action settlements, gives you a clear checklist, and helps you remember what you've already done. PRIVACY ClaimLyra never asks for your Social Security Number, name, address, or any other personally identifying information. Searches happen on the official government sites — your information stays with them, not with us. NO HIDDEN FEES ClaimLyra is free to download and free to use. We don't take a percentage of any money you find. We don't charge finder's fees. The official government sites we link to are also free.

Track down forgotten 401(k)s, old pensions, and lost retirement accounts! When you change jobs, it is easy to lose track of older 401(k), 403(b), or pension benefits left with a former employer. Asset Recovery: Lost 401k is a private, calm, and trustworthy mobile guide built to help you navigate official government search tools in plain language. We are a private company not affiliated with or endorsed by the Department of Labor, the PBGC, or any government agency. WHAT YOU CAN FIND - Lost 401(k) accounts from former employers you may have left behind - Old 403(b) plans from previous nonprofit, school, or government jobs - Abandoned retirement plans tracked through official government databases - Unclaimed pension benefits from bankrupt companies via PBGC lookup - Small-balance accounts — IRA rollovers, cash-outs, or unclaimed property (SECURE 2.0: $7,000 threshold for many plans as of 2024) WHY LOST 401K - Job-Focused Intake – Enter your former employer name and years worked. - Three Official Databases – Access the DOL Retirement Savings Lost and Found, DOL Abandoned Plan Search, and PBGC Unclaimed Pensions. - Education Without Jargon – Learn lost-plan basics, SECURE 2.0 small-balance rules, and tips for former employers. - Search Prep – Know what documents to bring, time estimates, and what to expect before government sites open. - How to Claim – Follow step-by-step guidance to contact HR, locate the plan administrator, and complete rollover paperwork. - Log Your Progress – Safely record your outcomes, estimated amounts, and custom notes locally in My Activity. - Smart Reminders – Set automated alerts to search again when companies merge or official employer records update. - Find More Money – Cross-check with Tax Refund for missing IRS credits and use the master Cash Audit checklist. HOW IT WORKS 1. Tap Get Started and enter your former employer name, years employed, and an optional name. 2. Read your custom Search Prep screen to know exactly what documents you need to gather. 3. Open the official DOL or PBGC government database link that matches your situation. 4. Run your search safely on the official site (SSN may be required there, never in our app) and log your result. PERFECT FOR - Job changers who have moved between companies and left retirement accounts behind. - Workers from decades ago who remember the employer but not the specific plan details. - Nonprofit and government employees with historical 403(b) or pension benefits. - Anyone looking for assets after a company merger, acquisition, or bankruptcy. - Users who want direct official links first instead of a paid "account finder" middleman. PRIVACY & TRUST We focus on clarity and trust, not hype. Asset Recovery: Lost 401k is free to download and use. We do not collect your SSN, access your accounts, or manage your funds. We are not financial advisors, brokers, or plan administrators. Optional affiliate links to third-party services like Capitalize or Empower are included for your convenience, but you are never required to use them. All official government tools are completely free to use. LEGAL Terms of Use (EULA): https://calm-aura.github.io/tos_and_privacy/asset-recovery/terms-of-service.html Privacy Policy: https://calm-aura.github.io/tos_and_privacy/asset-recovery/privacy-policy.html DISCLAIMER: We are not affiliated with or endorsed by the Department of Labor (DOL) or the Pension Benefit Guaranty Corporation (PBGC). Content is for general informational purposes only and is not financial, investment, tax, or legal advice. Consult a qualified financial advisor, tax professional, or your specific plan administrator before making rollover, withdrawal, or investment decisions. Account location and benefit eligibility depend strictly on official plan records, employers, and applicable law—results vary. Always verify current rules on official government websites.