Budget365 vs SME Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget365
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Budget365 answers one question every month: how much is left? Set what you planned, watch what you spent, read the difference. Spending is split into four blocks you can tell apart at a glance: fixed, flexible, non-monthly and savings goals. THE MONTH AT A GLANCE • Planned amounts per line, effective from the month you set. • Spent amounts updated with every transaction, with overspent categories highlighted. • Carry-over: what is left (or missing) shows up in the following month. • Month, Year and All-time views. AS A COUPLE • Who paid for what, and the settle-up between you two, without a spreadsheet. • Each of you sees your own share; the numbers always match. EVERYTHING ELSE, IN ONE PLACE • Non-monthly expenses set aside little by little. • Savings goals with their target. • Mortgage and loans: principal, interest and your ownership share of the home. • Net worth: accounts, securities and debts in a single series over time. • Recurring transactions (salary, rent, subscriptions) entered once. • Bank statement import. • A widget to add an expense or income in one tap. BUILT FOR READING NUMBERS • Light, dark or system theme. • An option to hide amounts when others can see your screen. • All calculations are done by the server, so screens never disagree. Budget365 organises your numbers. It gives no investment advice and does not connect to your bank account.
SME Digital
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SME Financing, Anytime, Anywhere SME Digital Mobile App provides a simple, secure, and convenient way to access and manage your SME Digital financing anytime, anywhere. Through the app, you can apply for financing, track your applications in real time, view and manage your financing facilities, make repayments, receive important notifications, and chat directly with our team.
Screenshots
Verdict
The clearest difference is update cadence: SME Digital at weekly against Budget365's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Budget365 ships an update fortnightly, SME Digital weekly. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.
| Parameter | Budget365 | SME Digital |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 19 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Alessandro Capobianco | SME DIGITAL PVT LTD |
In-app purchases
Budget365
No in-app purchases
SME Digital
No in-app purchases





