Equisafe vs PactApp

Equisafe is a secure authentication companion designed to validate and sign sensitive actions using modern passkey technology. Built as a next-generation alternative to traditional 2FA apps, Equisafe removes the need for passwords and one-time codes, replacing them with seamless biometric authentication. With Equisafe, you can: • Sign transactions securely using Face ID or Touch ID • Authenticate instantly with passkeys (no passwords, no SMS codes) • Protect your actions with strong cryptographic security • Enjoy a fast and intuitive user experience Equisafe is designed for users who value both security and simplicity. By leveraging passkeys, your credentials stay protected on your device and are never shared. This app acts as a secure signer companion and does not process payments directly. Whether you're confirming a transaction or validating a sensitive operation, Equisafe ensures every action is verified safely and instantly. Experience the future of authentication.

PactApp — The app that secures personal loans with legally binding digital contracts. Lending or borrowing money from someone you know? PactApp generates a legally compliant contract, electronically signed by both parties, with built-in repayment tracking. Compliant across 10 countries (FR, DE, ES, IT, PT, BE, LU, CH, UK, US). CREATE A CONTRACT IN 2 MINUTES • Enter amount, duration, interest rate (with usury rate verification) • Choose from templates adapted to your country and situation • Invite the borrower by email or link — they sign from their phone SECURE ELECTRONIC SIGNATURE • eIDAS-compliant signature (advanced level) • Optional KYC identity verification (ID document + selfie, 100% on-device) • PAdES-B/T certificate embedded in PDF • Qualified timestamping and SHA-256 audit trail REPAYMENT TRACKING • Payment schedule with automatic reminders • Payment confirmation by both parties • Dashboard with remaining balance and next payment • Complete exportable history LEGAL PROTECTION • Contracts compliant with local civil law in 10 countries • Automatic Cerfa 2062 generation for French tax declarations • Formal notice and registered electronic letter (AR24) • 3-level escalation (amicable, formal, pre-litigation) SECURITY & PRIVACY • Data hosted in France (EU-West-3 Paris) • End-to-end encryption • Full GDPR compliance • No data resale • Account deletion directly in-app REFERRAL Invite friends with your referral code and unlock up to 2 additional bonus contracts. PactApp replaces handwritten IOUs with a 100% digital, legal, and traceable process. Protect your relationships AND your money. — — — Terms of Use (EULA): https://pactapp.eu/legal/cgu Privacy Policy: https://pactapp.eu/legal/privacy