Safaza vs Codalm

Safaza is your all-in-one money app: hold crypto and fiat, send and receive, swap currencies, pay bills, and manage virtual cards - all in one secure place. MULTI-CURRENCY WALLETS • Crypto and fiat wallets in one app • Hold and manage supported cryptocurrencies and local fiat (e.g. NGN) • View balances, deposit, and withdraw with clear fees and limits • Real-time exchange rates and a quick rate calculator on the home screen SEND & RECEIVE • Send money to other Safaza users or to external wallets and bank accounts • Receive via QR code or share your wallet details • Save beneficiaries for faster withdrawals and bank transfers • Support for multiple networks where applicable SWAP & CONVERT • Swap between supported cryptocurrencies and fiat • Buy crypto (on-ramp) and sell to fiat (off-ramp) with transparent quotes • See live rates before you confirm BILLS & UTILITIES • Airtime top-up • Mobile data bundles • Electricity (utility) bills • Cable TV subscriptions VIRTUAL CARDS • Create and manage virtual payment cards • Use them for online purchases and subscriptions SECURITY & CONTROL • Face ID and Touch ID for login and sensitive actions • Transaction PIN for withdrawals and high-value operations • Two-factor authentication and optional login PIN • Manage trusted devices and change password from Settings • Identity verification (KYC) and account levels for higher limits REFER AND EARN • Share your referral link; earn rewards when friends sign up, verify their identity and perform qualifying transactions EXPERIENCE • Clean, modern interface with light and dark mode • Transaction history and dispute support • Push notifications for important updates • Help, privacy policy, and terms of service in-app Whether you want to hold crypto, pay bills, send money, or use virtual cards, Safaza keeps everything in one app - with security and simplicity in mind.

Codalm Bank-in-a-Box is a ready-to-deploy fintech neobank payment infrastructure built for growth, scalability, and revenue. It enables fintech founders, entrepreneurs, institutions, and investors to own and launch a fully functional digital banking company faster and easier — without the long, expensive development process. Bank-in-a-Box is a complete, production-ready neo-banking platform that includes all core digital banking features in one unified system, allowing you to go to market in weeks instead of years.