Comparison

Start Investing vs SubCost

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Start Investing

This app helps you build a consistent investing habit by simulating real-world stock market performance without any risk. Visualize your potential portfolio growth over various timeframes and test different investment strategies.

Highlights
  • Simulate one-time, weekly, or monthly investments
  • View historical performance (1, 3, 5 years)
  • Interactive charts for portfolio growth
  • DCA calculator
  • Mobile-first interface for quick decisions
Features
Read full description

Build the habit of investing—without risking real money. Start Investing helps you understand how regular investing could have performed over time. Simulate one-time, weekly, or monthly contributions to publicly traded stocks and instantly explore historical results over 1, 3, and 5 years. Features Simulate one-time, weekly, or monthly investments in stocks using their ticker symbol. Explore historical performance over 1-year, 3-year, and 5-year periods. Visualize portfolio growth, total returns, contributions, and potential gains. Compare how different investment habits may affect long-term results. Use the DCA calculator to estimate your average purchase price and understand dollar-cost averaging. Enjoy a clean, mobile-first experience designed for quick and intuitive analysis. Who it’s for Beginners learning the basics of investing. Savers who want to test investing strategies before committing real money. Anyone curious about what might have happened if they had invested consistently. People interested in dollar-cost averaging and long-term investing habits. Start Investing is an educational simulation tool. It does not execute trades or guarantee future results. Historical performance does not predict future returns.

About

SubCost

Features
Read full description

Take control of your subscriptions with SubCost — the recurring-expense tracker that respects your privacy: your data stays on your device. NEW: SUBCOST RADAR Take a screenshot of the transaction list in your bank's app and choose it in SubCost: Radar reads the charges on your iPhone with iOS text recognition and shows possible recurring payments, with the transactions behind each result and a confidence level. You check name, amount, frequency and date before adding them. No bank connection, no upload: images are not saved. Have a CSV export from your bank? You can import that too. Prefer not to? You can always add subscriptions manually. WHY SUBCOST? Between streaming, music, cloud storage and other services, it's easy to lose track of what you spend each month. SubCost gives you a clear picture of all your recurring costs. KEY FEATURES • Dashboard with monthly and yearly totals • Reminders before each renewal • Morning Pulse — a daily summary of upcoming renewals and this month's spending • Cash Flow Calendar — when and how much you pay, day by day • Money Score and spending by category • Quick add for 30+ popular services • 5 currencies (EUR, USD, GBP, CHF, JPY) • Face ID / Touch ID protection • Export a backup or delete all data whenever you want SUBCOST PREMIUM • Unlimited tracked subscriptions (free: up to 5) • Cash Flow Calendar for every month (free: next 7 days) • Cost insights on your subscriptions Radar analysis and all its results are free. PRIVACY FIRST No account, no data collection, no servers. Everything stays on your device. Questions or suggestions? support@benedettoriba.com

Screenshots

Start Investing4 screens
SubCost4 screens

Verdict

The call

The clearest difference is in-app purchases: Start Investing at none against SubCost's 3. SubCost's advantage is iOS requirement (13.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubCost sells 3 in-app purchases, starting at $2.99 per month. Start Investing asks for nothing beyond the download.

UpkeepUpdate frequency

Start Investing ships an update every 2 weeks, SubCost every 8 days. The most recent releases landed on October 19, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Start Investing versus SubCost: the parameters behind the verdict, then further details
ParameterStart InvestingSubCost
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.613.0 — better
Further details — not scored
Size4 MB25 MB
Age rating17+4+
DeveloperDone SantanaBENEDETTO RIBA

In-app purchases

None

Start Investing

No in-app purchases

3 purchases

SubCost

Subscriptions2
  • SubCost Premium - Mensile$2.991 Month
  • SubCost Premium - Annuale$17.991 Year
One-time1
  • SubCost Premium - Per Sempre$44.99

Questions

Is Start Investing free?
Start Investing is free to download, with no in-app purchases.
Is SubCost free?
SubCost is free to download, with in-app purchases available.
Do Start Investing or SubCost have ads?
Neither Start Investing nor SubCost shows ads.
Which is updated more often, Start Investing or SubCost?
Start Investing ships an update every 2 weeks, and SubCost every 8 days. Most recently, Start Investing was updated on October 19, 2026 and SubCost on October 25, 2026.

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