Systemic vs Savings Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Systemic
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Most habit trackers try to do too much. Systemic doesn't. Add a habit, pick a colour and icon, tap to mark it done. That's the whole app. No account required, no ads. FREE & PREMIUM Start for free, unlock more with a Premium subscription or a one-time Lifetime purchase: - Free: track 1 habit. - Basic: track up to 5 habits and sync across devices with iCloud. - Advanced: unlimited habits, iCloud sync, and export your full history as Markdown. - Lifetime: a single one-time payment for everything, forever. FEATURES - Completion grid. Each habit has a GitHub-style grid that fills in over time. - Streaks. Current streak and longest streak, calculated automatically. - Customisation. Colours, icons, drag-to-reorder. Set any day as the start of your week. Light mode, dark mode, or follow the system. - Notes. Attach a text note to any completion. - Backfill. Forgot to log yesterday? Add past completions with a date picker. - Share and export. Share a rendered image of your stats and grid, or export your full history as Markdown. - iCloud sync. Your data syncs across iPhone and iPad automatically. - Private. No trackers, no analytics SDKs, no third-party code. Your data stays on your device and in your iCloud account. WORKS ON IPHONE AND IPAD The layout adapts to your screen and feels native on both. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Savings Tracker
This app helps you curb impulse spending by providing tools to pause, reflect, and make mindful purchasing decisions. It translates costs into hours of your life and uses a 7-day icebox to cool off cravings.
- Mindful pause with photo prompts
- Life calculator: cost in hours worked
- 7-day icebox for delayed purchases
- Track money saved and hours reclaimed
- Aesthetic milestones for financial discipline
- 100% private, local data storage
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Is your money slipping away to late-night scrolling and stress shopping? You’re not alone. Nullspend isn’t another boring budget tracker or complicated spreadsheet. It is an empowering, mindful handbrake for your wallet designed to stop emotional spending and break the dopamine loop before you hit "checkout." We don't tell you how to spend your money—we give you the psychological tools to pause, reflect, and make decisions you won't regret tomorrow. HOW IT WORKS: See something you want to buy? Don't buy it yet. Snap a photo of the item, and let Nullspend guide you through a mindful pause to cool off your cravings. CORE FEATURES - THE MINDFUL PAUSE Snap a photo of any product to trigger your shield. Nullspend will present you with interactive, thought-provoking cards to challenge your impulse and help your logical brain take back control. - THE LIFE CALCULATOR Money is just stored time. Translate price tags into "hours of your life." By securely entering your approximate income, Nullspend shows you exactly how many hours you have to work to pay for that item. Would you really trade a whole Tuesday afternoon for those shoes? - THE 7-DAY ICEBOX Late-night cravings? Put them on ice. Save your "maybe" items into the 7-Day Icebox. If you still truly want it a week later when the emotional urge has passed, buy it guilt-free. - AESTHETIC MILESTONES Every time you say "no" to an impulse purchase, you win. Track your total money saved and "hours of freedom" reclaimed. Turn your financial discipline into beautiful, aesthetic milestones. - 100% PRIVATE Your money is your business. Nullspend requires no account creation. Your financial history, income data, and saved items are securely encrypted and stored locally on your device. It’s time to stop the impulse buying, avoid the ADHD tax, and keep your hard-earned money. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Systemic at every 10 days against Savings Tracker's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Systemic sells 3 in-app purchases, starting at $0.99 per month and Savings Tracker sells 7 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Systemic ships an update every 10 days, Savings Tracker every 2 months. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.
| Parameter | Systemic | Savings Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 10 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.5 | 18.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 14 MB |
| Age rating | 4+ | 17+ |
| Developer | Sayan Goswami | Pablo Amar Butron Galvez |
In-app purchases
Systemic
- Systemic Hero$0.991 Month
- Power User$4.991 Month
- Lifetime Power User$29.99
Savings Tracker
- Monthly Access$5.991 Month
- Yearly Access (50% OFF)$19.991 Year
- Yearly Access (35% Off)$24.991 Year
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- Yearly Access (Extended Trial)14 Days trial$29.991 Year
- Yearly Access7 Days trial$39.991 Year
- One Time Purchase Discounted$69.99
- One Time Purchase$89.99









