Comparison

Systemic vs Savings Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Systemic

Features
Read full description

Most habit trackers try to do too much. Systemic doesn't. Add a habit, pick a colour and icon, tap to mark it done. That's the whole app. No account required, no ads. FREE & PREMIUM Start for free, unlock more with a Premium subscription or a one-time Lifetime purchase: - Free: track 1 habit. - Basic: track up to 5 habits and sync across devices with iCloud. - Advanced: unlimited habits, iCloud sync, and export your full history as Markdown. - Lifetime: a single one-time payment for everything, forever. FEATURES - Completion grid. Each habit has a GitHub-style grid that fills in over time. - Streaks. Current streak and longest streak, calculated automatically. - Customisation. Colours, icons, drag-to-reorder. Set any day as the start of your week. Light mode, dark mode, or follow the system. - Notes. Attach a text note to any completion. - Backfill. Forgot to log yesterday? Add past completions with a date picker. - Share and export. Share a rendered image of your stats and grid, or export your full history as Markdown. - iCloud sync. Your data syncs across iPhone and iPad automatically. - Private. No trackers, no analytics SDKs, no third-party code. Your data stays on your device and in your iCloud account. WORKS ON IPHONE AND IPAD The layout adapts to your screen and feels native on both. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Savings Tracker

This app helps you curb impulse spending by providing tools to pause, reflect, and make mindful purchasing decisions. It translates costs into hours of your life and uses a 7-day icebox to cool off cravings.

Highlights
  • Mindful pause with photo prompts
  • Life calculator: cost in hours worked
  • 7-day icebox for delayed purchases
  • Track money saved and hours reclaimed
  • Aesthetic milestones for financial discipline
  • 100% private, local data storage
Features
Read full description

Is your money slipping away to late-night scrolling and stress shopping? You’re not alone. Nullspend isn’t another boring budget tracker or complicated spreadsheet. It is an empowering, mindful handbrake for your wallet designed to stop emotional spending and break the dopamine loop before you hit "checkout." We don't tell you how to spend your money—we give you the psychological tools to pause, reflect, and make decisions you won't regret tomorrow. HOW IT WORKS: See something you want to buy? Don't buy it yet. Snap a photo of the item, and let Nullspend guide you through a mindful pause to cool off your cravings. CORE FEATURES - THE MINDFUL PAUSE Snap a photo of any product to trigger your shield. Nullspend will present you with interactive, thought-provoking cards to challenge your impulse and help your logical brain take back control. - THE LIFE CALCULATOR Money is just stored time. Translate price tags into "hours of your life." By securely entering your approximate income, Nullspend shows you exactly how many hours you have to work to pay for that item. Would you really trade a whole Tuesday afternoon for those shoes? - THE 7-DAY ICEBOX Late-night cravings? Put them on ice. Save your "maybe" items into the 7-Day Icebox. If you still truly want it a week later when the emotional urge has passed, buy it guilt-free. - AESTHETIC MILESTONES Every time you say "no" to an impulse purchase, you win. Track your total money saved and "hours of freedom" reclaimed. Turn your financial discipline into beautiful, aesthetic milestones. - 100% PRIVATE Your money is your business. Nullspend requires no account creation. Your financial history, income data, and saved items are securely encrypted and stored locally on your device. It’s time to stop the impulse buying, avoid the ADHD tax, and keep your hard-earned money. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Systemic4 screens
Savings Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Systemic at every 10 days against Savings Tracker's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Systemic sells 3 in-app purchases, starting at $0.99 per month and Savings Tracker sells 7 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Systemic ships an update every 10 days, Savings Tracker every 2 months. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 8 level
Systemic versus Savings Tracker: the parameters behind the verdict, then further details
ParameterSystemicSavings Tracker
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.518.0 — better
Further details — not scored
Size3 MB14 MB
Age rating4+17+
DeveloperSayan GoswamiPablo Amar Butron Galvez

In-app purchases

3 purchases

Systemic

Subscriptions2
  • Systemic Hero$0.991 Month
  • Power User$4.991 Month
One-time1
  • Lifetime Power User$29.99
7 purchases

Savings Tracker

Subscriptions5
  • Monthly Access$5.991 Month
  • Yearly Access (50% OFF)$19.991 Year
  • Yearly Access (35% Off)$24.991 Year
Show 2 more
  • Yearly Access (Extended Trial)14 Days trial$29.991 Year
  • Yearly Access7 Days trial$39.991 Year
One-time2
  • One Time Purchase Discounted$69.99
  • One Time Purchase$89.99

Questions

Is Systemic free?
Systemic is free to download, with in-app purchases available.
Is Savings Tracker free?
Savings Tracker is free to download, with in-app purchases available.
Do Systemic or Savings Tracker have ads?
Neither Systemic nor Savings Tracker shows ads.
Which is updated more often, Systemic or Savings Tracker?
Systemic ships an update every 10 days, and Savings Tracker every 2 months. Most recently, Systemic was updated on October 5, 2026 and Savings Tracker on October 7, 2026.

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