Comparison

Finyo vs Zaiby

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finyo

Features
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Tired of overly complex finance apps with endless charts and stressful notifications? Finyo is designed for one thing: making daily expense tracking a fast, simple, and lasting habit. LOG IN 10 SECONDS Open the app, enter the amount, and you're done. No unnecessary steps or slow load times. We remember your last used category and account automatically. DAILY SAVING STREAK Build a consistent daily logging habit. Track your active streak days and stay motivated without guilt or pressure. CALM WEEKLY INSIGHTS Understand where your money goes with clean, stress-free weekly summaries. No red alerts or aggressive warnings. MINDFUL BUDGETS & GOALS Set smooth monthly category budgets and track your long-term savings goals with ease. 100% PRIVATE & LOCAL-FIRST Your financial data stays securely on your device. No forced accounts, no third-party servers, and no monthly subscriptions. Download Finyo today and take control of your money in less than 10 seconds a day!

About

Zaiby

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Split bills faster, smarter, and without the awkward math. Zaiby makes splitting expenses with friends effortless. Just snap a receipt, add your friends, and let Zaiby Vision automatically detect items and calculate who owes what. Whether you're splitting dinner, trips, rent, or group expenses, Zaiby helps you keep everything organized and fair. FEATURES Zaiby Vision – Scan receipts instantly Snap a photo and Zaiby automatically reads the receipt, detects items, and prepares the split for you. Flexible bill splitting Split bills equally, by items, percentages, or custom amounts. Friends & groups Add friends and keep track of shared expenses in one place. Payment tracking Mark payments as completed and see who still owes you. Smart reminders Send gentle reminders so nobody forgets to settle up. Friend Circle insights See spending trends, group stats, and who always pays first. Multi-currency support Perfect for travel, international trips, and shared expenses abroad. Export your data Download your expense records whenever you need them. FREE & PRO OPTIONS Zaiby is free to use with optional upgrades. Free version includes: • Bill splitting • Friends • Limited Zaiby Vision scans • Rewarded scans by watching short videos Zaiby Pro unlocks: • Unlimited Zaiby Vision scans • Smart reminders • Friend Circle insights • Data export • Ad-free experience Stop arguing over receipts and let Zaiby handle the math. Split Bills. Not Friendships. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://zaiby.app/privacy

Screenshots

Finyo4 screens
Zaiby4 screens

Verdict

The call

The clearest difference is in-app purchases: Finyo at none against Zaiby's 5. Finyo also leads on ads (none vs shown) and iOS requirement (16.6 vs 18.0). Zaiby's advantage is update cadence (every 2 days vs monthly). On price and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Zaiby sells 5 in-app purchases, starting at $2.99 per month. Finyo asks for nothing beyond the download.

UpkeepUpdate frequency

Finyo ships an update monthly, Zaiby every 2 days. The most recent releases landed on September 10, 2026 and September 19, 2026 respectively.

Scorecard4 real differences Ā· 2 level
Finyo versus Zaiby: the parameters behind the verdict, then further details
ParameterFinyoZaiby
PriceFreeFree
Update frequencyMonthlyEvery 2 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhoneiPhone
Requires iOS16.6 — better18.0
Further details — not scored
Size45 MB37 MB
Age rating4+4+
DeveloperSantiago MattiaudaStephen James Del Rosario

In-app purchases

None

Finyo

No in-app purchases

5 purchases

Zaiby

Subscriptions2
  • Zaiby Pro (Monthly)$2.991 Month
  • Zaiby Pro (Annual)$19.991 Year
One-time3
  • 5 Zaiby Vision Scans$1.99
  • 15 Zaiby Vision Scans$2.99
  • 30 Zaiby Vision Scans$4.99

Questions

Is Finyo free?
Finyo is free to download, with no in-app purchases.
Is Zaiby free?
Zaiby is free to download, with in-app purchases available.
Do Finyo or Zaiby have ads?
Zaiby shows ads; Finyo does not.
Which is updated more often, Finyo or Zaiby?
Finyo ships an update monthly, and Zaiby every 2 days. Most recently, Finyo was updated on September 10, 2026 and Zaiby on September 19, 2026.

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