Comparison

Finyo vs Cent

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finyo

Features
Read full description

Tired of overly complex finance apps with endless charts and stressful notifications? Finyo is designed for one thing: making daily expense tracking a fast, simple, and lasting habit. LOG IN 10 SECONDS Open the app, enter the amount, and you're done. No unnecessary steps or slow load times. We remember your last used category and account automatically. DAILY SAVING STREAK Build a consistent daily logging habit. Track your active streak days and stay motivated without guilt or pressure. CALM WEEKLY INSIGHTS Understand where your money goes with clean, stress-free weekly summaries. No red alerts or aggressive warnings. MINDFUL BUDGETS & GOALS Set smooth monthly category budgets and track your long-term savings goals with ease. 100% PRIVATE & LOCAL-FIRST Your financial data stays securely on your device. No forced accounts, no third-party servers, and no monthly subscriptions. Download Finyo today and take control of your money in less than 10 seconds a day!

About

Cent

Features
Read full description

Meet Cent: the ultra-minimalist, private expense tracker designed for absolute speed and total data ownership. Most budgeting apps force you to create accounts, link your private bank details, and sync your financial life to the cloud. Cent does the exact opposite. It works 100% offline, keeping your financial data exactly where it belongs: locally on your device. With a frictionless design inspired by the speed of a daily calculator, Cent cuts through the noise so you can log an expense and get on with your day. WHY USE CENT? โ€ข 100% LOCAL & PRIVATE: Your data never leaves your phone. No servers, no data selling, and no privacy anxiety. โ€ข ZERO FRICTION: No sign-ups, no onboarding loops, and no login forms. Open the app and log immediately. โ€ข INSTANT LOGGING: Enter an amount on the dedicated numpad, tap a category, and save in a single gesture. โ€ข SMART HISTORY & INSIGHTS: View beautifully clean, native charts that break down your spending by category for the month. โ€ข EXPORT ANYTIME: You own your data. Export your entire history to a standard CSV file whenever you need to back it up or run a spreadsheet. Take control of your habits without sacrificing your privacy. Download Cent today.

Screenshots

Finyo4 screens
Cent3 screens

Verdict

The call

Finyo and Cent are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Finyo versus Cent: the parameters behind the verdict, then further details
ParameterFinyoCent
PriceFreeFree
Update frequencyMonthlyโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS16.6 โ€” better17.0
Further details โ€” not scored
Size45 MB1 MB
Age rating4+4+
DeveloperSantiago MattiaudaAbhay Krishna Patil

In-app purchases

None

Finyo

No in-app purchases

None

Cent

No in-app purchases

Questions

Is Finyo free?
Finyo is free to download, with no in-app purchases.
Is Cent free?
Cent is free to download, with no in-app purchases.
Do Finyo or Cent have ads?
Neither Finyo nor Cent shows ads.

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