Lukas vs Apunta

The world's easiest and most private expense tracker. Lukas removes the friction from managing your personal finances. Forget tedious forms and take control of your money with a tool built for speed and absolute privacy. NEW: AI-POWERED ENTRY We know logging every small expense can be exhausting. That's why we've built AI right in to do it for you. Just use your voice to dictate transactions, snap a photo of your receipts, or type in natural language like you're chatting. SmartSpend automatically detects the category, date, and amount, organizing everything in seconds. RADICAL PRIVACY (LOCAL-FIRST ARCHITECTURE) Unlike other finance apps, your data belongs to you — and only you. 100% Offline: Use every feature of the app with no internet connection required. Your data never leaves your device unless you decide otherwise. No Tracking: We don't sell your information to third parties, and we don't profile your behavior. Optional Sync: You choose whether to turn on the cloud to keep your data across multiple devices, or keep everything locally encrypted. Guest Mode: Start using the app right away — no account creation required, no email collected. POWER UP YOUR FINANCES Smart Budgets: Set monthly spending limits per category and get early warnings before you go over budget. Savings Goals: Set clear financial targets and watch your progress month by month. Multi-Currency Support: Perfect for travelers and digital nomads. Manage expenses in 50+ currencies with up-to-date exchange rates. Award-Winning Design: Enjoy a clean, intuitive interface with a true Dark Mode that's easy on your eyes and your battery. Data Export: Download your full history any time to analyze it in other tools. Download SmartSpend today and discover the peace of mind of knowing exactly where your money goes — without sacrificing your privacy. Terms of Use: https://smartspend.jotatech.org/terms-of-service Privacy Policy: https://smartspend.jotatech.org/privacy-policy

Apunta is the fastest expense notebook: type the way you talk and the app does the rest. Type “lunch 14.50, uber 9, netflix 15.49” and Apunta creates all three entries with amount, category and date. It understands “yesterday”, “last night”, “2.5k” and amounts in your currency. LOG WITHOUT EFFORT • Several expenses at once, separated by commas • Income and expenses, with a preview before saving • Dictate with your voice or attach a photo of the receipt • Log without opening the app: Siri, the Action button, Control Center and widgets • Shortcuts for bank alerts and Apple Pay payments • Daily reminder and location reminders (optional) ORGANIZE YOUR MONEY • Automatic categories, your own categories and #tags • Payment methods with the banks and wallets of your country • Accounts with balances, transfers and credit cards with installments • Recurring expenses, payment reminders and debts • Category budgets with alerts • More than 20 currencies, including the euro • Import from CSV and export to CSV, Excel or PDF SEE WHERE IT GOES • Monthly statistics with a category chart • Comparison with last month and daily average • Weekly streak to build the habit • Usage tips that show up little by little APUNTA PRO (optional subscription) • Available today: how much you can spend today based on your budget or pay period • Month projection and monthly summary • Can I afford it? and Ask Apunta (processed on your iPhone) • Savings goals, previous months and a yearly view • Trip mode with its own currency and budget • Advanced widgets • Encrypted sync across your devices • Daily encrypted backup with receipt photos • Unlimited budgets and categories, no ads Apunta can be used for free with non-personalized ads. Apunta Pro is offered as a monthly or yearly subscription with a free trial. Payment is charged to your Apple ID account and the subscription renews automatically unless cancelled at least 24 hours before the end of the period. You can manage or cancel it in your Apple account settings. PRIVACY Apunta asks you to sign in with Apple or Google to keep your notebook safe with a cloud backup. Your expenses are encrypted on your iPhone before they leave it (end-to-end encryption): not even we can read them. You can delete your account and all your data from the app at any time. Terms of use: https://theprolegendary.github.io/terms.html Privacy policy: https://theprolegendary.github.io/privacy-en.html